170 E Main St, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 170 E Main St, Hamburg, NY 14075

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,419 sqft · built 1945
Lot Size	0.182 acres (7,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2022)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144803 196.10-3-26`

Property Details

APN / Parcel Number

Primary APN	`144803 196.10-3-26`
Alternative APNs	`48031961000003026000` `14075`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	843 sqft
Upper Floors Area	576 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	7,912 sqft (0.182 acres)
Lot Dimensions	85.5 ft deep x 91.5 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14075
Street Address	170 E MAIN ST
City	HAMBURG
State	NY
Zip	14075-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	ERIE NY
Township / Civil Division	HAMBURG
Census Block Group	3
Census Block	3012
Census Tract	13300

Owner

Source: Erie County and Hamburg Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 E MAIN ST, HAMBURG, NY 14075-5259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jun 12, 1998 · Amount on Record
Deed Document Number	2022158613
Deed Book / Page	11406 / 5253
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 19, 2022
Property Address	170 E MAIN ST, HAMBURG, NY 14075-5259
Document Number	0114065253
Book / Page	11406 / 5253
Instrument Date	Aug 11, 2022
Instrument	2022158613
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 CENTER ST, 52, EAST AURORA, NY 14052-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	170 E MAIN ST, HAMBURG, NY 14075-5259

Mortgage

Document Number	0140644327
Date	Aug 19, 2022
Instrument	14064/4327

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	Other
Margin	3
Max Rate	9.37%

Tax Assessment & Valuation

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Hamburg Town
Municipality	Hamburg Village
Unified School District	Hamburg Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (-72.37%)	$74,000 (-) Land $7,800 Building $66,200	$255,200 (+5.19%) Land $26,899 Building $228,301
2024	$6,626.00	$74,000 (-) Land $7,800 Building $66,200	$242,600 (+4.91%) Land $25,571 Building $217,029
2023		$74,000 Land $7,800 Building $66,200	$231,250 Land $24,375 Building $206,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20