170 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 170 E Howard St, Winona, MN 55987

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 1,609 sqft · built 1886
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2020)
Tax Bill	$3,250 (2026)
Deeds & Mortgages	Oct 2022 Transfer Sep 2020 Sale & Mortgage
APN	`32.235.0040`

Property Details

APN / Parcel Number

Primary APN	`32.235.0040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,609 sqft Total Area
1st Floor Area	710 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1993
Architectural Style	Multi-Family
Exterior Material	Vinyl
Construction Type	Metal Frame
Fire Resistance	Fireproof Reinforced Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	396 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	170 E HOWARD ST
City	WINONA
State	MN
Zip	55987-3642
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-26 TWP-107 RANGE-007 HOWARD STREET LIMITS LOT-036 A PART OF GOVERNMENT LOT 5 TO THAT PART OF LOTS 36, 37, & 38 DREW,
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HOWARD STREET LIMITS
Legal Lot Number	5,36-38
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3005
Census Tract	670500

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1603 FRANKLIN ST, ONALASKA, WI 54650-2076
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Intrafamily Transfer, Transfer
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Aug 20, 2014 · Amount on Record
Deed Document Number	2020627109
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Oct 19, 2022
Property Address	170 E HOWARD ST, WINONA, MN 55987-3642
Document Number	000A645834
Instrument Date	Oct 12, 2022
Instrument	A645834
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1603 FRANKLIN ST, ONALASKA, WI 54650-2076

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 3, 2020
Property Address	170 E HOWARD ST, WINONA, MN 55987-3642
Document Number	627109
Instrument Date	Aug 31, 2020
Instrument	627109
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1243 JACKSON ST, LA CROSSE, WI 54601-5647

Mortgage

Document Number	627110
Date	Sep 3, 2020
Instrument	627110

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,250.00 (+28.15%)	$258,500 (+16.97%) Land $41,600 Building $216,900	$258,500 (+16.97%) Land $41,600 Building $216,900
2025		$221,000 (+5.74%) Land $41,600 Building $179,400	$221,000 (+5.74%) Land $41,600 Building $179,400
2023	$2,536.00	$209,000 Land $40,000 Building $169,000	$209,000 Land $40,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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