170 E Golden Ave, Crestone, CO 81131 Property Records

Saguache County property record for 170 E Golden Ave, Crestone, CO 81131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2009
Owner	Individual Name on Record
Last Sale	$226,000 (Mar 2020)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R010790`

Property Details

APN / Parcel Number

Primary APN	`R010790`
Alternative APN	`460407353004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,696 sqft Heated Area
Gross Area	1,776 sqft
1st Floor Area	848 sqft
Upper Floors Area	848 sqft

Exterior

Year Built	Built 2009
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R010790
Street Address	170 E GOLDEN AVE
City	CRESTONE
State	CO
Zip	81131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 53 CRESTONE
Legal Subdivision	CRESTONE
Legal Block	53
Legal Lot Number	3
Jurisdiction	SAGUACHE CO
Township / Civil Division	SAGUACHE
Census Block Group	3
Census Block	3039
Census Tract	977600

Owner

Source: Saguache County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 715, CRESTONE, CO 81131-0715
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING
Mar 27, 2020	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	390095
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGUACHE CO
Recording Date	Jul 23, 2026
Property Address	170 E GOLDEN AVE, CRESTONE, CO 81131
Document Number	0000406578
Instrument Date	Jul 16, 2026
Instrument	2026406578
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 E GOLDEN AVE, CRESTONE, CO 81131

Mortgage

Document Number	0000406578,
Date	Jul 23, 2026
Instrument	2026406578

Lender

Name	AMERICAN FINANCING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SAGUACHE CO
Recording Date	Mar 27, 2020
Property Address	170 E GOLDEN AVE, CRESTONE, CO 81131
Document Number	0000390095
Instrument Date	Mar 24, 2020
Instrument	390095
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 OCEANIC ST, WRIGHTSVILLE BEACH, NC 28480-2853

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 158, CEDAR CREEK, TX 78612-0158

Mortgage

Document Number	0000390096
Date	Mar 27, 2020
Instrument	390096

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000390097
Date	Mar 27, 2020
Instrument	390097

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGUACHE CO
Recording Date	Jul 18, 2017
Property Address	170 E GOLDEN AVE, CRESTONE, CO 81131
Document Number	0000383403
Instrument Date	Jul 14, 2017
Instrument	383403
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 N F ST # A, A, SALIDA, CO 81201-2105

Mortgage

Document Number	0000383404
Date	Jul 18, 2017
Instrument	383404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Saguache County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Saguache County
Municipality	Crestone Town
Unified School District	Moffat School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 (+15.43%)	$19,619 (-31.81%) Land $227 Building $19,392	$313,907 (-26.91%) Land $3,638 Building $310,269
2023	$2,625.00 (+50.86%)	$28,773 (+56.6%) Land $216 Building $28,557	$429,454 (+67.13%) Land $3,225 Building $426,229
2022	$1,740.00	$18,373 Land $260 Building $18,113	$256,965 Land $3,638 Building $253,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTONE WS serves 293 people · EPA ID CO0155188
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ciello Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Golden Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures