Monterey County property record for 170 E Carmel Valley Rd, Carmel Valley, CA 93924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,354 sqft · built 1974 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,500 (Sep 2017) |
| Tax Bill | $9,484 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 197-041-051-000 |
| Primary APN | 197-041-051-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 3,354 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Construction Type | Wood |
| Lot Area | 50,530 sqft |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 197-041-051 |
|---|---|
| Street Address | 170 E CARMEL VALLEY RD |
| City | CARMEL VALLEY |
| State | CA |
| Zip | 93924-9604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | VOL 7 PAR MAPS PG 107 PAR 2 1.159 AC |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | CARMEL VALLEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11001 |
170 E Carmel Valley Rd is owned and occupied by two individuals who bought it in September 2017.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 27, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on File |
| Deed Sale | Sep 27, 2017 · Amount on File |
| Prior Sale | Sep 24, 2015 · Amount on File |
| Deed Document Number | 201751863 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 170 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9604 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 170 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9604 |
| Document Number | 0000073406 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021073406 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 27, 2017 |
| Property Address | 170 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9604 |
| Document Number | 0000051863 |
| Map Reference | PM7 PG107 |
| Instrument Date | Sep 2, 2017 |
| Instrument | 2017051863 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 170 E CARMEL VALLEY RD, CARMEL VALLEY, CA 93924-9604 |
| Document Number | 0000051865 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2017051865 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 170 E Carmel Valley Rd was $9,484.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Carmel Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $899,447 (+2%) Land $493,245 Building $406,202 | |
| 2025 | $9,484.00 | $881,812 Land $483,574 Building $398,238 |
| 2023 | $9,286.00 (+3.32%) | $847,573 Land $464,798 Building $382,775 |
| 2022 | $8,988.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 170 E Carmel Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 E Carmel Valley Rd is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures