170 E 5th St, Winona, MN 55987 Property Records

Winona County property record for 170 E 5th St, Winona, MN 55987 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,014 sqft · built 1880
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Oct 2022)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2022 Sale & Mortgage + 1 more
APN	`32.000.2340`

Property Details

APN / Parcel Number

Primary APN	`32.000.2340`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2000
Architectural Style	Multi-Family
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	140 ft deep x 30 ft wide
Porch	Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	170 E 5TH ST
City	WINONA
State	MN
Zip	55987-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-107 RANGE-007 ORIGINAL PLAT LOT-008 BLOCK-025 ORIGINAL PLAT E 1/2
Legal Range	007
Legal Township	107
Legal Section	23
Legal Subdivision	ORIGINAL PLAT
Legal Block	25
Legal Lot Number	8
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1043
Census Tract	670500

Owner

Source: Winona County records · APN 32.000.2340

Assessment roll updated August 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	170 E 5TH ST, WINONA, MN 55987-3521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Oct 13, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Aug 28, 2019	Warranty Deed, Transfer · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	2022645732
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	170 E 5TH ST, WINONA, MN 55987-3521
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 E MARK ST, WINONA, MN 55987-5516

Mortgage

Document Number	000A665443
Date	Mar 17, 2026
Instrument	A665443

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 30, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 13, 2022
Property Address	170 E 5TH ST, WINONA, MN 55987-3521
Document Number	000A645732
Instrument Date	Oct 13, 2022
Instrument	A645732
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$527.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 E 5TH ST, WINONA, MN 55987-3521
Investor	Possibly a Property Investor

Mortgage

Document Number	000A645733
Date	Oct 13, 2022
Instrument	A645733

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 28, 2019
Property Address	170 E 5TH ST, WINONA, MN 55987-3521
Document Number	0000618941
Instrument Date	Aug 15, 2019
Instrument	618941
Transaction Type	Transfer
Record Updated	Aug 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$434.94
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 WESTVIEW CIRCLE DR, ONALASKA, WI 54650-3071

Mortgage

Document Number	0000618942
Date	Aug 28, 2019
Instrument	618942

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00 (+28.97%)
2025		$187,500 (+11.94%) Land $27,500 Building $160,000	$187,500 (+11.94%) Land $27,500 Building $160,000
2023	$1,498.00 Homeowner's exemption	$167,500 Land $26,400 Building $141,100	$167,500 Land $26,400 Building $141,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696705001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Sep 1980, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 374 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Hiawatha Broadband Communications	Cable	1,000 / 30
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hiawatha Broadband Communications, Spectrum, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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