170 E 40th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 170 E 40th St, San Bernardino, CA 92404

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 1 ba · 3,350 sqft · built 1965
Lot Size	0.185 acres (8,100 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Nov 2020)
Tax Bill	$1,722 (2022)
Deeds & Mortgages	Nov 2020 Sale Sep 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0154-242-23-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-242-23-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Units	2 Units
Building Area	3,350 sqft Total Area

Exterior

Year Built	Built 1965
Construction Type	Wood Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	8,100 sqft (0.185 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	170 E 40TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1302
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PTN E 1/2 SE 1/4 SW 1/4 SE 1/4 SEC 15 TP 1N R 4W COM N LI 40TH ST 110 FT E OF W LI SD E 1/2 SE 1/4 SW 1/4 SE 1/4 TH N 135 FT
Legal Range	04W
Legal Township	01N
Legal Section	15
Legal Subdivision	12485
Legal Lot Number	174
Jurisdiction	SAN BERNARDINO CA
Census Block Group	3
Census Block	3015
Census Tract	4505

Owner

Source: San Bernardino County records, as of October 24, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 7, RIALTO, CA 92377-0007
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Grant Deed, Transfer TICOR TITLE RIVERSIDE
Sep 23, 2020	Quit Claim Deed, Transfer OTHER
Oct 10, 2019	Grant Deed, Transfer · Commercial Mortgage COMMONWEALTH BUSINESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Sep 23, 2020
Deed Document Number	2020-0439356
Record Updated	Jun 7, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 6, 2020
Property Address	170 E 40TH ST, SAN BERNARDINO, CA 92404-1302
Document Number	0000439356
Instrument Date	Nov 5, 2020
Instrument	439356
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7 RIALTO CA 923770007, RIALTO, CA 92377-0007

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 23, 2020
Property Address	170 E 40TH ST, SAN BERNARDINO, CA 92404-1302
Document Number	0000357779
Instrument Date	Sep 11, 2020
Instrument	357779
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14242 POINT JUDITH ST FONTANA CA 923363703, FONTANA, CA 92336-3703

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 10, 2019
Property Address	170 E 40TH ST, SAN BERNARDINO, CA 92404-1302
Document Number	0000365559
Instrument Date	Aug 9, 2019
Instrument	2019-0365559
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14242 POINT JUDITH ST, FONTANA, CA 92336-3703

Mortgage

Document Number	0000365560
Date	Oct 10, 2019
Instrument	2019-0365560

Lender

Name	COMMONWEALTH BUSINESS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 1, 2022

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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