170 Doveridge Dr, Columbus, NC 28722 Property Records

Polk County property record for 170 Doveridge Dr, Columbus, NC 28722

Property Summary

Property Type	Other Improved
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Oct 2024)
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jul 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P97-203`

Property Details

APN / Parcel Number

Primary APN	`P97-203`
Alternative APN	`40488`

Exterior

Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Account Number	40488
Street Address	170 DOVERIDGE DR
City	COLUMBUS
State	NC
Zip	28722-4513
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT 52, 0D04 DERBYSHIRE SUBDIVISION
Legal Subdivision	DERBYSHIRE SUBDIVISION
Legal Lot Number	52
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2025
Census Tract	920103

Owner

170 Doveridge Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 DOVERIDGE DR, COLUMBUS, NC 28722-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Jul 20, 2023	Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK
May 4, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on File
Deed Sale	Oct 2, 2024 · Amount on File
Prior Sale	May 4, 2023 · Amount on File
Deed Book / Page	488 / 18
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 2, 2024
Property Address	170 DOVERIDGE DR, COLUMBUS, NC 28722-4513
Document Number	0000488/18
Book / Page	488 / 18
Map Reference	FILE G PG 436
Instrument Date	Sep 24, 2024
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1094, SALUDA, NC 28773-1094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 DOVERIDGE DR, COLUMBUS, NC 28722-4513

Mortgage

Document Number	0000048825
Date	Oct 2, 2024
Instrument	488/25

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	170 DOVERIDGE DR, COLUMBUS, NC 28722-4513
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ORCHARD HL, SALUDA, NC 28773-9722

Mortgage

Document Number	00479/1111
Date	Jul 20, 2023
Book Page	479/1111

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	13%
Margin	3
Max Rate	13%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 4, 2023
Property Address	170 DOVERIDGE DR, COLUMBUS, NC 28722-4513
Document Number	00477/2166
Book / Page	477 / 2166
Map Reference	FILE G PG 434
Instrument Date	Apr 25, 2023
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 SPRING RD STE 700, 700, OAK BROOK, IL 60523-1890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1094, SALUDA, NC 28773-1094

Tax Assessment & Valuation

The 2026 property tax bill for 170 Doveridge Dr was $3,218.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,218.00	$605,741 (-) Land $84,000 Building $521,741	$605,741 (-) Land $84,000 Building $521,741
2025	$3,218.00	$605,741 Land $84,000 Building $521,741	$605,741 Land $84,000 Building $521,741
2023	$536.00	$84,000 Land $84,000
2021			$84,000 Land $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 170 Doveridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Doveridge Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

May also be available: Pangaea Internet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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