170 Dover Cir, Lake Forest, IL 60045 Property Records

Lake County property record for 170 Dover Cir, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,344 sqft · built 1984
Lot Size0.461 acres (20,086 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Sep 2026)
Tax Bill$26,330 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-14-407-009

Property Details

APN / Parcel Number

Primary APN15-14-407-009

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,344 sqft Living Area
Gross Area5,800 sqft
1st Floor Area1,881 sqft
Upper Floors Area1,614 sqft
Basement Area1,614 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area20,086 sqft (0.461 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address170 DOVER CIR
CityLAKE FOREST
StateIL
Zip60045-3407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLINCOLNSHIRE WOODS UNIT 4 SUB; LOT 148
Legal SubdivisionLINCOLNSHIRE WOODS UNIT 4 SUB
Legal Lot Number148
Legal Unit4
JurisdictionLAKE IL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1054
Census Tract866200

Owner

170 Dover Cir is owned by two individuals who bought it in September 2026.

Source: Lake County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address411 W ONTARIO ST, 319, CHICAGO, IL 60654-6959
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2026 · Amount on File
Deed SaleSep 21, 2026 · Amount on File
Prior SaleOct 17, 2012 · Amount on File
Deed Document Number20268196081
Prior Transfer DateAug 23, 2012
Prior Transfer Doc0006910489
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateSep 21, 2026
Property Address170 DOVER CIR, LAKE FOREST, IL 60045-3407
Document Number0008196081
Instrument DateSep 18, 2026
Instrument20268196081
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address411 W ONTARIO ST, 319, CHICAGO, IL 60654-6959

Mortgage

Document Number0008196082,
DateSep 21, 2026
Instrument20268196082
Lender
NameA MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate6.88%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 170 Dover Cir was $26,330, up 4.1% from the year before.

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionVernon Township
MunicipalityLincolnshire Village
Elementary School DistrictLincolnshire-Prairieview School District 103 (KG - 08)
Secondary School DistrictAdlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,330.00 (+4.09%)$314,239 Land $88,582 Building $225,657$942,812 Land $265,773 Building $677,039
2024$25,296.00 (+14.27%)
2023$22,137.00 (+3.99%)$268,659 (+7.42%) Land $75,734 Building $192,925$806,058 (+7.42%) Land $227,225 Building $578,833
2022$21,288.00$250,109 Land $70,505 Building $179,604$750,402 Land $211,536 Building $538,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 170 Dover Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims9 (1986–2020)
Claims Outside the SFHA2 of 9
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Dover Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLNSHIRE
serves 7,940 people · EPA ID IL0970950
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dover Cir

Nearby Streets

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