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170 Cedar Valley Rd, Berea, KY 40403 Property Records

Madison County property record for 170 Cedar Valley Rd, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Lot Size6.69 acres (291,416 sqft)
OwnerIndividual Name on Record
Last Sale$66,000 (Dec 2022)
Tax Bill$2,579 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0085-0000-0024-G

Property Details

APN / Parcel Number

Primary APN0085-0000-0024-G
Alternative APNs
  • 129780
  • 92616
  • 59579

Exterior

Lot Area291,416 sqft (6.69 acres)

Location & Zoning

Account Number59579
Street Address170 CEDAR VALLEY RD
CityBEREA
StateKY
Zip40403-9615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOBTOWN ACRES TRACT 3B & 5 (6.69 ACRES)
Legal SubdivisionBOBTOWN
Legal Tract3
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1015
Census Tract11103

Owner

Source: Madison County records, as of May 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address170 CEDAR VALLEY RD, BEREA, KY 40403-9615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · VA Mortgage
AMERISAVE MORTGAGE CORPORATION
Jan 7, 2022Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2022 · Amount on Record
Deed SaleDec 22, 2022 · Amount on Record
Prior SaleDec 22, 2022 · Amount on Record
Deed Document Number202214124728
Deed Book / Page833 / 111
Prior Transfer DateDec 20, 2022
Prior Transfer Doc0014124750
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateJul 28, 2026
Property Address170 CEDAR VALLEY RD, BEREA, KY 40403-9615
Document Number0014365161
Book / Page2487 / 576
Instrument DateJul 20, 2026
Instrument202614365161
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 CEDAR VALLEY RD, BEREA, KY 40403-9615

Mortgage

Document Number0014365161,
DateJul 28, 2026
Book Page2487/576
Instrument202614365161
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.47%
Max Rate-1%

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJan 7, 2022
Property Address170 CEDAR VALLEY RD, BEREA, KY 40403-9615
Document Number00D816/785
Book / PageD816 / 785
Instrument DateDec 8, 2021
Instrument2014071255
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$273.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9538 CRESTBROOK DR, 9538, CINCINNATI, OH 45231-3702

Transferred To (Grantee/Buyer)

NameVerified Name
Address584 L ST, LINCOLN, CA 95648-1635

Mortgage

Document Number2014071260
DateJan 7, 2022
Instrument2014071260
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,579.00 (-2.75%)$273,500 (-)$273,500 (-)
2023$2,652.00$273,500$273,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 74% of Kentucky
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3
Windstream
DSL · Fiber in parts of the area		10 / 1

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