170 Bumbarger Ln, Howard, PA 16841 Property Records

Centre County property record for 170 Bumbarger Ln, Howard, PA 16841 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,404 sqft · built 1992
Lot Size	10.3 acres (449,539 sqft)
Owner	Individual Name on File
Tax Bill	$2,147 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-004-,031F,0000`

Property Details

APN / Parcel Number

Primary APN	`04-004-,031F,0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Logs
Lot Area	449,539 sqft (10.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	170 BUMBARGER LN
City	HOWARD
State	PA
Zip	16841-2662
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	JAMES A & JOYCE F SMITH
Jurisdiction	CENTRE PA
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2012
Census Tract	10100

Owner

Source: Centre County records · APN 04-004-,031F,0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	170 BUMBARGER LN, HOWARD, PA 16841-2662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 1992
Deed Sale	Mar 27, 1992
Deed Book / Page	619 / 727
Last Transfer Date	May 25, 2012
Transfer Doc	02101/0762
Record Updated	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	170 BUMBARGER LN, HOWARD, PA 16841-2662
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2209/0705
Date	Dec 22, 2017
Book Page	2209/0705
Instrument	2209-0705

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	170 BUMBARGER LN, HOWARD, PA 16841-2662
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2209/0704
Date	Dec 22, 2017
Book Page	2209/0704
Instrument	2209-0704

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 01, 2028

Tax Assessment & Valuation

Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
County Subdivision	Liberty Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,147.00 (-14.12%)	$36,440 (-22.07%) Land $7,105 Building $29,335
2025			$72,880 (-22.07%) Land $14,210 Building $58,670
2024	$2,500.00	$46,760 Land $17,425 Building $29,335
1994			$93,520 Land $34,850 Building $58,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270101002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2026)
Most Recent Claim	Sep 2026, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 81% of Pennsylvania
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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