170 Bluff St, Mount Airy, NC 27030 Property Records

Surry County property record for 170 Bluff St, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1955
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Apr 2010)
Tax Bill	$684 (2026)
Deeds & Mortgages	Sep 2019 Refinance Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5020-20-91-6742`

Property Details

APN / Parcel Number

Primary APN	`5020-20-91-6742`
Alternative APN	`100068946`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,032 sqft (0.391 acres)
Lot Width	302 ft Width
Garage Type	Carport
Garage Area	364 sqft
Carport	Carport
Carport Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	100068946
Street Address	170 BLUFF ST
City	MOUNT AIRY
State	NC
Zip	27030-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	170 BLUFF ST
Legal Subdivision	THARRINGTON/FELLOWSHIP CHURCH AREA
Jurisdiction	SURRY NC
Township / Civil Division	MOUNT AIRY
Census Block Group	2
Census Block	2005
Census Tract	930400

Owner

170 Bluff St is owned and occupied by two individuals who bought it in April 2010.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 BLUFF ST, MOUNT AIRY, NC 27030-5500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2010 · Amount on File
Deed Sale	Apr 9, 2010 · Amount on File
Prior Sale	Mar 1, 1995 · Amount on File
Deed Document Number	2010576674
Deed Book / Page	1323 / 490
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	170 BLUFF ST, MOUNT AIRY, NC 27030-5500
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001682/453
Date	Sep 16, 2019
Book Page	1682/453

Lender

Name	ALLEGACY FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Oct 1, 2031

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	170 BLUFF ST, MOUNT AIRY, NC 27030-5500
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001682/468
Date	Sep 16, 2019
Book Page	1682/468

Lender

Name	ALLEGACY FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	170 BLUFF ST, MOUNT AIRY, NC 27030-5500
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001761/71
Date	May 10, 2021
Book Page	1761/71
Instrument	683906

Lender

Name	ALLEGACY FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 170 Bluff St was $684.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Mount Airy City
Unified School District	Mount Airy City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$684.00	$83,250 (-19.56%) Land $10,800 Building $72,450	$83,250 (-19.56%) Land $10,800 Building $72,450
2025	$684.00	$103,490 Land $10,800 Building $92,690	$103,490 Land $10,800 Building $92,690
2023	$459.00	$83,250 Land $10,800 Building $72,450	$83,250 Land $10,800 Building $72,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Bluff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Bluff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT AIRY serves 10,685 people · EPA ID NC0286010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Fastlink Communications Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Surry Telephone.

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