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170 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 170 3rd St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1958
Lot Size0.069 acres (3,006 sqft)
OwnerCompany Name on Record
Last Sale$1,050,000 (Jun 2021)
Tax Bill$5,046 (2024)
Deeds & MortgagesSep 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00072650-000000

Property Details

APN / Parcel Number

Primary APN00072650-000000
Alternative APNs
  • 04663300072650000000
  • 1076708

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2018
Architectural StyleMulti-Family
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,006 sqft (0.069 acres)

Exterior Amenities

PorchOpen Porch
Porch Area440 sqft
Deck Area141 sqft
Patio Area373 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1076708
Street Address170 3RD ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeINC
Legal DescriptionBK 2 SLY PT LT 37 KEY COLONY BEACH PB3-120 SHELTER KEY OR145-328 OR551-436 OR738-4 OR1171-1197 OR1222-701 OR1222-710 OR1881-37 OR2516-1370 OR2520-1967/69 OR2647-156 OR2647-158/59 OR2837-1567/68 OR3101-2315
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block2
Legal Lot Number37
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address719 HARKRIDER ST, 2, CONWAY, AR 72032-5606
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 2, 2017Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Prior SaleFeb 2, 2017 · Amount on Record
Deed Document Number20212322696
Deed Book / Page3101 / 2315
Prior Transfer DateAug 23, 2013
Prior Transfer Doc0026470156
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address170 3RD ST, KEY COLONY BEACH, FL 33051
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 522582, MARATHON SHORES, FL 33052-2582

Mortgage

Document Number0030440946
DateSep 15, 2020
Book Page3044/946
Instrument2281859
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueFeb 1, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 2, 2017
Property Address170 3RD ST, KEY COLONY BEACH, FL 33051
Document Number0028371567
Book / Page2837 / 1567
Map ReferenceMB3 PG120
Instrument DateJan 13, 2017
Instrument2109129
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address65 BRADLEY LN, 65, BRIDGEWATER, MA 02324-3166

Transferred To (Grantee/Buyer)

NameVerified Name
Address7539 GULFSTREAM BLVD, MARATHON, FL 33050-2817

Mortgage

Document Number0028371569
DateFeb 2, 2017
Book Page2837/1569
Instrument2109130
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$503,004 (+3.34%) Land $250,926 Building $252,078$503,004 (+3.34%) Land $250,926 Building $252,078
2024$5,046.00 (+7.25%)
2023$4,705.00 (+15.06%)$486,757 (+29.81%) Land $251,565 Building $235,192$486,757 (+29.81%) Land $251,565 Building $235,192
2022$4,089.00$374,983 Land $137,006 Building $237,977$374,983 Land $137,006 Building $237,977

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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