170 2nd St, Elko, NV 89801 Property Records

Elko County property record for 170 2nd St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	650 sqft · built 1935
Lot Size	0.031 acres (1,350 sqft)
Owner	2 Company Names on Record
Last Sale	$165,000 (May 2024)
Tax Bill	$473 (2026)
Deeds & Mortgages	Oct 2024 Mortgage May 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`001-391-007`

Property Details

APN / Parcel Number

Primary APN	`001-391-007`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,350 sqft (0.031 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	170 2ND ST
City	WELLS
State	NV
Zip	89835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZGI
Legal Description	CENTRAL ADDITION FILE 3,LESS THE SELY 73.00 PER 480/102 & 494/195
Legal Subdivision	CENTRAL ADDITION
Legal Block	C
Legal Lot Number	23,24
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2041
Census Tract	951000

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3330 BEVERLY CIR, ELKO, NV 89801-4785
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2024	Deed of Trust, Mortgage · Commercial Mortgage ELKO FCU
May 17, 2024	Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Deed Document Number	2024836621
Prior Transfer Date	Aug 6, 2009
Prior Transfer Doc	0000616499
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	170 2ND ST, ELKO, NV 89801-3658
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000842366
Date	Oct 18, 2024
Instrument	842366

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2039

May 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 17, 2024
Property Address	170 2ND ST, ELKO, NV 89801-3658
Document Number	0000836621
Instrument Date	May 14, 2024
Instrument	836621
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 CASTLE WAY, WINNEMUCCA, NV 89445-2638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	3330 BEVERLY CIR, ELKO, NV 89801-4785

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$473.00 (+5.58%)	$18,059 (+0.14%) Land $5,250 Building $12,809	$51,597 (+0.14%) Land $15,000 Building $36,597
2025	$448.00 (+22.4%)	$18,033 (+32.58%) Land $5,250 Building $12,783	$51,523 (+32.58%) Land $15,000 Building $36,523
2023	$366.00 (+3.1%)	$13,602 (+18.3%) Land $1,660 Building $11,942	$38,863 (+18.3%) Land $4,743 Building $34,120
2022	$355.00	$11,498 Land $1,660 Building $9,838	$32,852 Land $4,743 Building $28,109

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2005–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 40% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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