170 1st St, Holt, MO 64048 Property Records

Clay County property record for 170 1st St, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1991
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Dec 2021)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-914-00-02-003.00`

Property Details

APN / Parcel Number

Primary APN	`03-914-00-02-003.00`
Alternative APNs	`0391400020030001` `3914000200300` `305970`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	50 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	170 1ST ST
City	HOLT
State	MO
Zip	64048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RAILROAD ADDITION LT 47
Legal Range	31W
Legal Township	54N
Legal Section	35
Legal Subdivision	WEST RAILROAD ADDITION
Legal Lot Number	47
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3000
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 104, HOLT, MO 64048-0104
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 28, 2019	Quit Claim Deed, Transfer · Line of Credit PLATTE VLY BK/MO
Feb 21, 2019	Warranty Deed, Transfer METROPOLITAN TITLE AND ESCROW COMPANY, METROPOLITAN TITLE&ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	202153121
Deed Book / Page	9256 / 109
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	0000021850
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 13, 2021
Property Address	170 1ST ST, HOLT, MO 64048
Document Number	0000053121
Book / Page	9256 / 109
Instrument Date	Dec 10, 2021
Instrument	2021053121
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21609 LITTLE JOHN DR, 21609, LIBERTY, MO 64068-8331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 104, HOLT, MO 64048-0104

Mortgage

Document Number	0000053122
Date	Dec 13, 2021
Instrument	2021053122

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Oct 28, 2019
Property Address	170 1ST ST, HOLT, MO 64048
Document Number	0000032314
Book / Page	008533 / 000063
Instrument Date	Oct 26, 2019
Instrument	32314
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21609 LITTLE JOHN DR LIBERTY MO 640688331, LIBERTY, MO 64068-8331

Mortgage

Document Number	32315
Date	Oct 28, 2019
Book Page	008533/000064
Instrument	32315

Lender

Name	PLATTE VLY BK/MO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Feb 21, 2019
Property Address	170 1ST ST, HOLT, MO 64048
Document Number	0000004023
Book / Page	008365 / 000094
Instrument Date	Feb 19, 2019
Instrument	4023
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	METROPOLITAN TITLE AND ESCROW COMPANY, METROPOLITAN TITLE&ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21609 LITTLE JOHN DR LIBERTY MO 640688331, LIBERTY, MO 64068-8331

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Holt City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00 (+11.76%)	$15,710 (+11.74%)	$82,684 (+11.74%)
2023	$961.00 (+13.06%)	$14,060	$74,000
2019	$850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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