170 14th St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 170 14th St, Key Colony Beach, FL 33051

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,306 sqft · built 2021
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Last Sale	$2,900,000 (Oct 2021)
Tax Bill	$27,744 (2024)
Deeds & Mortgages	Oct 2021 Sale Jan 2020 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`00079872-006700`

Property Details

APN / Parcel Number

Primary APN	`00079872-006700`
Alternative APNs	`05663300079872006700` `8733925`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,306 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Mansard
Roof Material	Metal
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Porch	Open Porch
Patio Area	145 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	8733925
Old Parcel Number	05663300079872006700
Street Address	170 14TH ST
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 32 COURY SUBD NO 2 PB7-48 OR1276-1876 OR2011-868 OR2315-2274/75 OR2923-1207 OR3129-1586
Legal Range	33E
Legal Township	66S
Legal Section	05
Legal Subdivision	COURY SUBD #2
Legal Block	2
Legal Lot Number	32
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1006
Census Tract	971001

Owner

Source: Monroe County records · APN 00079872-006700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17512 UNICORN ST NW, ANOKA, MN 55303-2963
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 03, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST HORIZON BANK
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage JAMES JOHNSTON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2021 · Amount on Record
Deed Sale	Oct 04, 2021 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	2342515
Deed Book / Page	3129 / 1586
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 04, 2021
Property Address	170 14TH ST, KEY COLONY BEACH, FL 33051
Document Number	0031291586
Book / Page	3129 / 1586
Map Reference	MB 7 PG 48
Instrument Date	Sep 20, 2021
Instrument	2342515
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$20,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4703 45TH AVE SW, SEATTLE, WA 98116-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 GARFIELD ST W, ANOKA, MN 55303-6207

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	170 14TH ST, KEY COLONY BEACH, FL 33051
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030020733
Date	Jan 03, 2020
Book Page	3002/0733
Instrument	2250720

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 01, 2031
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 23, 2018
Property Address	170 14TH ST, KEY COLONY BEACH, FL 33051
Document Number	0029231207
Book / Page	002923 / 001207
Instrument Date	Aug 13, 2018
Instrument	2183650
Transaction Type	Transfer
Record Updated	Oct 02, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,178.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4703 45TH AVE SW SEATTLE WA 981164403, SEATTLE, WA 98116-4403

Mortgage

Document Number	29231209
Date	Aug 23, 2018
Book Page	002923/001209
Instrument	2183651

Lender

Name	JAMES JOHNSTON
Address	6340 LINCOLN AVE, EVANSVILLE, IN 47715-3458
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,981,834 (+7.64%) Land $1,485,120 Building $1,496,714	$2,981,834 (+7.64%) Land $1,485,120 Building $1,496,714
2024	$27,744.00 (+2.75%)
2023	$27,001.00 (+11.03%)	$2,770,229 (+11.04%) Land $1,347,216 Building $1,423,013	$2,770,229 (+11.04%) Land $1,347,216 Building $1,423,013
2022	$24,318.00	$2,494,747 Land $933,504 Building $1,561,243	$2,494,747 Land $933,504 Building $1,561,243

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879710011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 558 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 409 condo units
Nearby Flood Claims	861 (1979–2026)
Claims Outside the SFHA	1 of 861
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 469 claims Hurricane Wilma, Oct 2005 · 45 claims Hurricane Georges, Sep 1998 · 250 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 115 locations within half a mile of this property.

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