St. Charles County property record for 17 Windcastle Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 9,385 sqft · built 2001 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,500 (Dec 2000) |
| Tax Bill | $19,513 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001341 |
| Primary APN | A973001341 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 9,385 sqft Living Area |
| Gross Area | 13,179 sqft |
| 1st Floor Area | 7,385 sqft |
| Basement Area | 4,664 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 2,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Attached |
| Garage Area | 1,130 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Account Number | A973001341 |
|---|---|
| Street Address | 17 WINDCASTLE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-0446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDCASTLE #1 LOT 17 |
| Legal Subdivision | WIND CASTLE #1 |
| Legal Lot Number | 17 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311132 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 WINDCASTLE DR, SAINT CHARLES, MO 63304-0446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK |
| Nov 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage 1ST ADVANTAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2000 · Amount on Record |
| Deed Sale | Dec 27, 2000 · Amount on Record |
| Prior Sale | Feb 4, 1999 |
| Deed Document Number | 200078962 |
| Deed Book / Page | 2480 / 1270 |
| Last Transfer Date | Nov 13, 2007 |
| Transfer Doc | 0049121623 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 17 WINDCASTLE DR, SAINT CHARLES, MO 63304-0446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17 WINDCASTLE DR, SAINT CHARLES, MO 63304-0446 |
| Document Number | 0000085464 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021R-085464 |
| Name | CNB ST LOUIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 17 WINDCASTLE DR, SAINT CHARLES, MO 63304-0446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 17 WINDCASTLE DR, COTTLEVILLE, MO 63304-0446 |
| Document Number | 0000060146 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022R-060146 |
| Name | 1ST ADVANTAGE BANK |
|---|---|
| Type | Bank |
| Address | SAINT PETERS, MO 63376 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $377,776 (+14.95%) | $1,988,290 (+14.95%) Land $180,000 Building $1,808,290 | |
| 2024 | $19,513.00 (+9.99%) | ||
| 2023 | $328,652 (+18.34%) | ||
| 2022 | $17,740.00 | $277,726 | $1,729,747 (+18.34%) Land $180,000 Building $1,549,747 |
| 2021 | $1,461,720 Land $180,000 Building $1,281,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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