299 KINGS RIDGE BLVD O FALLON IL 622696329, O FALLON, IL 62269-6329
January 2019: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
ST CHARLES MO
Recording Date
Jan 3, 2019
Property Address
17 WILDERNESS LN, DEFIANCE, MO 63341-2402
Document Number
0070212164
Book / Page
007021 / 002164
Instrument Date
Dec 11, 2018
Instrument
3470
Transaction Type
Foreclosure
Record Updated
Jan 18, 2019
Transaction
Amount
Amount on Record
Tax
$0.00
Additional
Notice of Trustee Sale
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Association
Address
17 WILDERNESS LN DEFIANCE MO 633412402, DEFIANCE, MO 63341-2402
October 2017: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
ST CHARLES MO
Property Address
17 WILDERNESS LN, DEFIANCE, MO 63341-2402
Document Number
0068280372
Book / Page
006828 / 000372
Instrument Date
Oct 2, 2017
Transaction Type
Mortgage
Record Updated
Oct 31, 2017
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
17 WILDERNESS LN DEFIANCE MO 633412402, DEFIANCE, MO 63341-2402
Mortgage
Document Number
0068280372
Date
Oct 24, 2017
Book Page
006828/000372
Instrument
667910
Lender
Name
US BK
Type
Bank
Address
OWENSBORO, KY 42301
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 23, 2047
Interest
Rate Type
Fixed Rate
Rate
4.37%
Tax Assessment & Valuation
The 2025 property tax bill for 17 Wilderness Ln was $4,181.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Unified School District
Francis Howell R-III School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$69,843 (-)
$373,884 (-)Land $62,200Building $311,684
2025
$4,181.00
$69,843
$373,884Land $62,200Building $311,684
2023
$66,203
2022
$354,337Land $62,200Building $292,137
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 17 Wilderness Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (1993)
Most Recent Claim
Jul 1993 · Severe Storms & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 17 Wilderness Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood
0.05% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source
Purchased surface water from ST LOUIS CITY PWS
Last State Inspection
Aug 2023
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025