17 Widows Watch Ct, Berlin, MD 21811 Property Records

Worcester County property record for 17 Widows Watch Ct, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,116 sqft · built 1995
Lot Size	0.38 acres (16,566 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (May 2026)
Tax Bill	$5,890 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-069575`

Property Details

APN / Parcel Number

Primary APN	`03-069575`
Alternative APNs	`3069575` `069575`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,116 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,566 sqft (0.38 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Deck Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	069575
Street Address	17 WIDOWS WATCH CT
City	BERLIN
State	MD
Zip	21811-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT W O1 357 16566 SQ FT WIDOWS WATCH PLAT OCEAN PINES SEC 1
Legal Subdivision	OCEAN PINES SEC 01
Legal Lot Number	357,O1
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1006
Census Tract	950700

Owner

17 Widows Watch Ct is owned and occupied by two individuals who bought it in May 2026.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 WIDOWS WATCH CT, BERLIN, MD 21811-1524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer · Conventional Mortgage BRIGHT TITLE AND SETTLEMENT SE
Oct 19, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS T (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Oct 19, 2021 · Amount on File
Deed Book / Page	9145 / 389
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 12, 2026
Property Address	17 WIDOWS WATCH CT, BERLIN, MD 21811-1524
Document Number	9145000389
Book / Page	9145 / 389
Instrument Date	Apr 30, 2026
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	BRIGHT TITLE AND SETTLEMENT SE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,880.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WIDOWS WATCH CT, BERLIN, MD 21811-1524

Mortgage

Document Number	9145000396,
Date	May 12, 2026
Book Page	9145/396

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 19, 2021
Property Address	17 WIDOWS WATCH CT, OCEAN PINES, MD 21811-1524
Document Number	0082000472
Book / Page	8200 / 472
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 WIDOWS WATCH CT, BERLIN, MD 21811-1524

Mortgage

Document Number	0008200477
Date	Oct 19, 2021
Instrument	8200/477

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	17 WIDOWS WATCH CT, OCEAN PINES, MD 21811-1524
Document Number	0071490026
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WINDOWS WATCH CT BERLIN MD 21811, BERLIN, MD 21811

Mortgage

Document Number	0071490026
Date	Jan 16, 2018
Book Page	007149/000026

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	17 WIDOWS WATCH CT, OCEAN PINES, MD 21811-1524
Document Number	0071190033
Book / Page	007119 / 000033
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WIDOWS WATCH CT BERLIN MD 218111524, BERLIN, MD 21811-1524

Mortgage

Document Number	0071190033
Date	Nov 21, 2017
Book Page	007119/000033

Lender

Name	MANUFACTURERS & TRADERS T (CT)
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 17 Widows Watch Ct was $5,890, up 8.1% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,890.00 (+8.07%)	$638,167 (+8.07%)	$685,800 (-) Land $188,300 Building $497,500
2025	$5,450.00 Homeowner's exemption	$590,533	$685,800 Land $188,300 Building $497,500
2023	$4,692.00 Homeowner's exemption	$508,333	$542,900 Land $188,300 Building $354,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Widows Watch Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Widows Watch Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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