17 Whispering Hills Dr, Jackson, TN 38305 Property Records

Madison County property record for 17 Whispering Hills Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,928 sqft · built 1995
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Aug 2011)
Tax Bill	$3,030 (2022)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`057045J A 00100`

Property Details

APN / Parcel Number

Primary APN	`057045J A 00100`
Alternative APN	`045J A 00100`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,928 sqft Living Area
1st Floor Area	2,928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	104,544 sqft
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	408 sqft
Deck Area	312 sqft
Patio Area	200 sqft
Bath House	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	17 WHISPERING HILLS DR
City	JACKSON
State	TN
Zip	38305-8758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 ANNEXED 4/2011, COUNTY AREA: D35
Legal Subdivision	WHISPERING HILLS
Legal Block	1
Legal Lot Number	1
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1036
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit LEADERS CU
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit DECATUR COUNTY BANK
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU
Nov 1, 2019	Deed of Trust, Mortgage · Line of Credit SIGNATURE FCU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2011 · Amount on Record
Deed Sale	Aug 25, 2011 · Amount on Record
Prior Sale	Aug 2, 1996 · Amount on Record
Deed Document Number	11009606
Deed Book / Page	D710 / 42
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2154/1251
Date	Apr 5, 2021
Book Page	T2154/1251
Instrument	21004594

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Investor	Possibly a Property Investor

Mortgage

Document Number	T2205/1622
Date	Aug 22, 2022
Book Page	T2205/1622
Instrument	22011136

Lender

Name	DECATUR COUNTY BANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2239/101
Date	Dec 5, 2023
Book Page	T2239/101
Instrument	23012905

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2150/374
Date	Feb 23, 2021
Book Page	T2150/374
Instrument	21002392

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Oct 1, 2030

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2107/1782
Date	Nov 1, 2019
Book Page	T2107/1782
Instrument	19013605

Lender

Name	SIGNATURE FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Nov 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	17 WHISPERING HILLS DR, JACKSON, TN 38305-8758
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2150/374
Date	Feb 23, 2021
Book Page	T2150/374
Instrument	21002392

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,950 (-) Land $9,250 Building $77,700
2023		$86,950 Land $9,250 Building $77,700
2022	$3,030.00		$347,800 Land $37,000 Building $310,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
EPlus Broadband Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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