Worcester County property record for 17 Wharf Ct, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,281 sqft · built 1978 |
| Lot Size | 0.513 acres (22,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,000 (Apr 2005) |
| Tax Bill | $4,152 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-047083 |
| Primary APN | 03-047083 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,281 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,344 sqft (0.513 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 402 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 047083 |
|---|---|
| Street Address | 17 WHARF CT |
| City | BERLIN |
| State | MD |
| Zip | 21811-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT W-05-213 22344 SQ FT WHARF COURT PL OCEAN PINES SEC 5 |
| Legal Subdivision | OCEAN PINES SEC 05 |
| Legal Lot Number | 213 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950600 |
17 Wharf Ct is owned and occupied by an individual who bought it in April 2005.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 WHARF CT, BERLIN, MD 21811-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2005 · Amount on File |
| Deed Sale | Apr 11, 2005 · Amount on File |
| Prior Sale | Jul 3, 2002 · Amount on File |
| Deed Document Number | 2005355845 |
| Deed Book / Page | 4401 / 505 |
| Transfer Doc | 0000273063 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 17 Wharf Ct was $4,152 with a homeowner's exemption, up 1.2% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,152.00 (+1.24%) Homeowner's exemption | $527,867 (+9.26%) | $572,600 (-) Land $184,700 Building $387,900 |
| 2025 | $4,101.00 Homeowner's exemption | $483,133 | $572,600 Land $184,700 Building $387,900 |
| 2023 | $3,971.00 Homeowner's exemption | $422,333 | $438,400 Land $184,700 Building $253,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Wharf Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 193 individual policies |
| Nearby Flood Policies | 213 units insured incl. 20 condo units |
| Nearby Flood Claims | 36 (1984–2019) |
| Claims Outside the SFHA | 14 of 36 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Wharf Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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