17 Water St, Oley, PA 19547 Property Records

Berks County property record for 17 Water St, Oley, PA 19547

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,824 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2025)
Tax Bill	$1,429 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5349-19-51-2332`

Property Details

APN / Parcel Number

Primary APN	`5349-19-51-2332`
Alternative APNs	`67-5349-19-51-2332` `018890`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17 WATER ST
City	OLEY
State	PA
Zip	19547-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	51
Jurisdiction	BERKS PA
Township / Civil Division	OLEY
Census Block Group	1
Census Block	1026
Census Tract	12902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oley Township Historic District listed 1983 · 505 contributing resources · NRIS 83002218

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 WATER ST, OLEY, PA 19547-8720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA INC
Jun 18, 2018	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	202523399
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 9, 2022
Property Address	17 WATER ST, OLEY, PA 19547-8720
Document Number	0000047255
Instrument Date	Dec 2, 2022
Instrument	2022047255
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,716.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 WATER ST, OLEY, PA 19547-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WATER ST, OLEY, PA 19547-8720

Mortgage

Document Number	0000047256
Date	Dec 9, 2022
Instrument	2022047256

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	17 WATER ST, OLEY, PA 19547-8720
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008491
Date	Feb 26, 2021
Instrument	2021008491

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 18, 2018
Property Address	17 WATER ST, OLEY, PA 19547-8720
Document Number	0000020128
Instrument Date	Jun 15, 2018
Instrument	2018020128
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WATER ST, OLEY, PA 19547-8720

Mortgage

Document Number	0000020129
Date	Jun 18, 2018
Instrument	2018020129

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Oley Township
Unified School District	Oley Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,429.00 (+11.12%)	$97,400 (-) Land $28,400 Building $69,000	$28,400 (-70.84%) Land $28,400
2024	$1,286.00	$97,400 Land $28,400 Building $69,000
1994			$97,400 Land $28,400 Building $69,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLEY TWP MUNI AUTH serves 2,204 people · EPA ID PA3060053
Water Source	Groundwater
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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