17 Walnut St, Thurmont, MD 21788 Property Records

Frederick County property record for 17 Walnut St, Thurmont, MD 21788

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,232 sqft · built 1900
Lot Size0.204 acres (8,880 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (Jun 2008)
Tax Bill$2,493 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-342404

Property Details

APN / Parcel Number

Primary APN15-342404
Alternative APN
  • 342404

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,232 sqft Living Area
Gross Area1,330 sqft
1st Floor Area616 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,880 sqft (0.204 acres)
Lot Dimensions148 ft deep x 60 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number342404
Street Address17 WALNUT ST
CityTHURMONT
StateMD
Zip21788-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 60 X 148 17 WALNUT ST. THURMONT
Legal SubdivisionTHURMONT
Legal Lot Number17
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group3
Census Block3010
Census Tract753002

Owner

17 Walnut St is owned and occupied by an individual who bought it in June 2008.

Source: Frederick County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address17 WALNUT ST, THURMONT, MD 21788-2032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2008 · Amount on File
Deed SaleJun 25, 2008 · Amount on File
Prior SaleJun 25, 2007 · Amount on File
Deed Document Number200882856
Deed Book / Page7018 / 784
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address17 WALNUT ST, THURMONT, MD 21788-2032
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 WALNUT ST, THURMONT, MD 21788-2032

Mortgage

Document Number0154220407
DateOct 25, 2021
Book Page15422/407
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueOct 5, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 17 Walnut St was $2,493 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,600 (+10.79%) Land $55,000 Building $206,600$261,600 (-) Land $55,000 Building $206,600
2025$2,493.00 Homeowner's exemption$236,133$261,600 Land $55,000 Building $206,600
2023$2,852.00 Homeowner's exemption$185,200 Land $52,000 Building $133,200$185,200 Land $52,000 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF THURMONT
serves 6,200 people · EPA ID MD0100023
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead4 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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