Anne Arundel County property record for 17 Virginia Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,665 sqft · built 1956 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Sep 2018) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jul 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-000-06288800 |
| Primary APN | 01-000-06288800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,665 sqft Living Area |
| 1st Floor Area | 1,665 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00006288800 |
|---|---|
| Street Address | 17 VIRGINIA AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 VIRGINIA AVE SUB |
| Legal Subdivision | VIRGINIA AVE SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 701101 |
17 Virginia Ave is owned and occupied by two individuals who bought it in September 2018.
Source: Anne Arundel County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 VIRGINIA AVE, EDGEWATER, MD 21037-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Jul 25, 2019 | Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Sep 5, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2018 · Amount on File |
| Deed Sale | Sep 5, 2018 · Amount on File |
| Prior Sale | Mar 24, 2006 |
| Deed Book / Page | 32450 / 485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 17 VIRGINIA AVE, EDGEWATER, MD 21037-1319 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0341240279 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 34124/279 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 17 VIRGINIA AVE, EDGEWATER, MD 21037-1319 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | 0333820191 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 33382/191 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 17 VIRGINIA AVE, EDGEWATER, MD 21037-1319 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0363650392 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 36365/392 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 5, 2018 |
| Property Address | 17 VIRGINIA AVE, EDGEWATER, MD 21037-1319 |
| Document Number | 0324500485 |
| Book / Page | 32450 / 485 |
| Map Reference | MB297 FO44-45 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17 VIRGINIA AVE, EDGEWATER, MD 21037-1319 |
| Document Number | 0032450490 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 32450/490 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 17 Virginia Ave was $4,342 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,000 Land $214,200 Building $183,800 | $398,000 Land $214,200 Building $183,800 | |
| 2025 | $4,342.00 | ||
| 2023 | $3,605.00 Homeowner's exemption | $353,000 Land $214,200 Building $138,800 | $353,000 Land $214,200 Building $138,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Virginia Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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