17 Tower St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 17 Tower St, Worcester, MA 01606

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,048 sqft · built 1890
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2017)
Tax Bill	$5,625 (2026)
Deeds & Mortgages	Apr 2020 Refinance Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-020-05+06`

Property Details

APN / Parcel Number

Primary APN	`13-020-05+06`
Alternative APN	`WORC M:13 B:020 L:05+06`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,048 sqft Living Area
Gross Area	4,575 sqft
1st Floor Area	1,365 sqft
Basement Area	1,365 sqft
Unfinished Basement	1,365 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	13-020-05+06
Street Address	17 TOWER ST
City	WORCESTER
State	MA
Zip	01606-3526
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RL-7
Legal Subdivision	SHEDD & SARLE
Legal Block	20
Legal Lot Number	5+06
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3010
Census Tract	730500

Owner

17 Tower St, a duplex, is owned and occupied by an individual who bought it in April 2017.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	17 TOWER ST, WORCESTER, MA 01606-3526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK
Apr 28, 2017	Quit Claim Deed, Transfer AVIDIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Aug 28, 2008 · Amount on File
Deed Book / Page	57038 / 293
Transfer Doc	057038-293
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	17 TOWER ST, WORCESTER, MA 01606-3526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62281-164
Date	Apr 27, 2020
Book Page	62281/164
Instrument	41864

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 28, 2017
Property Address	17 TOWER ST, WORCESTER, MA 01606-3526
Document Number	57038-293
Book / Page	57038 / 293
Instrument	42541
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	570380297
Date	Apr 28, 2017
Instrument	57038/0297

Lender

Name	AVIDIA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 17 Tower St was $5,625, up 5.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,625.00 (+5.36%)	$423,600 (+4.64%) Land $124,600 Building $299,000	$480,478
2025	$5,339.00	$404,800 Land $118,700 Building $286,100
2023	$4,801.00	$334,800 Land $103,200 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Tower St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (2005–2017)
Most Recent Claim	Oct 2017 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17 Tower St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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