17 Terry Ave, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 17 Terry Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1956
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2018)
Tax Bill	$5,708 (2026)
Deeds & Mortgages	Mar 2020 Loan Modification Oct 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.14-1-66`

Property Details

APN / Parcel Number

Primary APN	`013089 15.14-1-66`
Alternative APNs	`308901501400010660000000` `01501400010660000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	882 sqft
Basement Area	276 sqft
Finished Basement	276 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501400010660000000
Street Address	17 TERRY AVE
City	SCHENECTADY
State	NY
Zip	12303-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 17
Legal Block	1
Legal Lot Number	66.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2008
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 TERRY AVE, SCHENECTADY, NY 12303-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Loan Modification, Mortgage · FHA Mortgage CITIZENS BK NA
Oct 1, 2018	Grant Deed, Transfer NOT AVAILABLE
Oct 1, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS ADVANTAGE
Apr 10, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	20187825
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	17 TERRY AVE, SCHENECTADY, NY 12303-4811
Document Number	0000009162
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TERRY AVE SCHENECTADY NY 123034811, SCHENECTADY, NY 12303-4811

Mortgage

Document Number	0000009162
Date	May 14, 2020
Instrument	9162

Lender

Name	CITIZENS BK NA
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Interest

Rate	4%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 1, 2018
Property Address	17 TERRY AVE, SCHENECTADY, NY 12303-4811
Document Number	0020181884
Book / Page	002018 / 021884
Instrument Date	Sep 24, 2018
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 TERRY AVE SCHENECTADY NY 123034811, SCHENECTADY, NY 12303-4811

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 1, 2018
Property Address	17 TERRY AVE, SCHENECTADY, NY 12303-4811
Document Number	0000021884
Instrument Date	Sep 24, 2018
Instrument	21884
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 MANCHESTER RD SCHENECTADY NY 123043907, SCHENECTADY, NY 12304-3907

Mortgage

Document Number	21885
Date	Oct 1, 2018
Instrument	21885

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 10, 2018
Property Address	17 TERRY AVE, SCHENECTADY, NY 12303-4811
Document Number	0000007825
Instrument Date	Apr 3, 2018
Instrument	7825
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 PROGRESS DR #4707 HALFMOON NY 120658930, 4707, HALFMOON, NY 12065-8930

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,708.00 (-1.76%)
2025	$5,810.00 (+11.95%)	$195,000 (-) Land $39,000 Building $156,000	$260,000 (+13.33%) Land $52,000 Building $208,000
2023		$195,000 (-) Land $39,000 Building $156,000	$229,412 (+7.06%) Land $45,882 Building $183,530
2022		$195,000 Land $39,000 Building $156,000	$214,286 Land $42,857 Building $171,429
2021	$5,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

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