17 Tennessee Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 17 Tennessee Ave, Saint Cloud, FL 34769

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,048 sqft · built 1987
Lot Size0.029 acres (1,263 sqft)
Owner2 Company Names on Record
Last Sale$145,000 (Sep 2005)
Tax Bill$573 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone AE (high risk)
APN03-26-30-0416-0001-3030

Property Details

APN / Parcel Number

Primary APN03-26-30-0416-0001-3030
Alternative APNs
  • 263003041600013030
  • 81624

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,048 sqft Living Area
Gross Area1,248 sqft
1st Floor Area1,048 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleL-Shape
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,263 sqft (0.029 acres)

Exterior Amenities

PorchFlorida Room
Porch Area160 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address17 TENNESSEE AVE
CitySAINT CLOUD
StateFL
Zip34769-2103
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSR3
Legal DescriptionLAKESHORE VILLAGE PHASE 3 CB 2 PG 13 UNIT 303
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionLAKESHORE VLG PH 3 CONDO
Legal Phase3
Legal Tract416
Legal Block3030
Legal Lot Number303
Legal Unit303
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3010
Census Tract43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address17 TENNESSEE AVE, SAINT CLOUD, FL 34769-2103
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2005 · Amount on Record
Deed SaleSep 1, 2005 · Amount on Record
Prior SaleJul 21, 2000
Deed Document Number2005195313
Deed Book / Page2887 / 170
Last Transfer DateSep 19, 2018
Transfer Doc0054032192
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address17 TENNESSEE AVE, SAINT CLOUD, FL 34769-2103
Document Number0054032192
Instrument DateSep 20, 2018
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Intrafamily Transfer

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 TENNESSEE AVE ST CLOUD FL 347692103, ST CLOUD, FL 34769-2103

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$573.00 (+2.14%) Homeowner's exemption$73,692 (+5.98%)$139,800 (-0.64%) Building $139,800
2024$561.00 (+0.72%)
2023$557.00 (+1.83%) Homeowner's exemption$69,531 (+3%)$140,700 (+25.29%) Building $140,700
2022$547.00 Homeowner's exemption$67,506$112,300 Building $112,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

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