17 Sutton Ln, Carthage, TN 37030 Property Records

Smith County property record for 17 Sutton Ln, Carthage, TN 37030

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,356 sqft · built 1945
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jun 2021)
Tax Bill	$517 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-043.00`

Property Details

APN / Parcel Number

Primary APN	`017-043.00`
Alternative APNs	`0501701704300` `080017 04300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	336 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	17 SUTTON LN
City	CARTHAGE
State	TN
Zip	37030-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF 70 DIFFICULT RD BOUNDARY DEED
Jurisdiction	SMITH TN
Township / Civil Division	1
Census Block Group	3
Census Block	3022
Census Tract	975000

Owner

17 Sutton Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Smith County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	17 SUTTON LN, CARTHAGE, TN 37030-2501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST
Jun 18, 2021	Warranty Deed, Transfer · Commercial Mortgage WILSON BANK & TRUST
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WILSON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Sep 5, 2014 · Amount on File
Deed Document Number	20212172
Deed Book / Page	403 / 787
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	17 SUTTON LN, CARTHAGE, TN 37030-2501
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000457542
Date	Nov 6, 2023
Book Page	457/542
Instrument	23003309

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	CARTHAGE, TN 37030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Jun 18, 2021
Property Address	17 SUTTON LN, CARTHAGE, TN 37030-2501
Document Number	403787
Book / Page	403 / 787
Instrument Date	Jun 18, 2021
Instrument	21002172
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SUTTON LN, CARTHAGE, TN 37030-2501

Mortgage

Document Number	21002173
Date	Jun 18, 2021
Instrument	21002173

Lender

Name	WILSON BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2051

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	17 SUTTON LN, CARTHAGE, TN 37030-2501
Document Number	340628
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 BEAR WALLOW GAP LN CARTHAGE TN 37030, CARTHAGE, TN 37030

Mortgage

Document Number	340628
Date	Jun 29, 2018
Book Page	000340/000628
Instrument	1915

Lender

Name	WILSON BK&TR
Type	Bank
Address	CARTHAGE, TN 37030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 28, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17 Sutton Ln was $517.

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$517.00	$29,825 Land $6,700 Building $23,125	$119,300 Land $26,800 Building $92,500
2023		$29,825 (+5.67%) Land $6,700 Building $23,125
2022		$28,225 Land $6,700 Building $21,525	$119,300 Land $26,800 Building $92,500
2019	$470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 Sutton Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Sutton Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORDELL HULL UTILITY DISTRICT serves 3,220 people · EPA ID TN0000096
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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