17 Sunset Rdg, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 17 Sunset Rdg, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,042 sqft · built 2019
Lot Size1.04 acres (45,694 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Feb 2021)
Tax Bill$18,775 (2026)
Deeds & MortgagesSep 2025 Mortgage
Aug 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN11626

Property Details

APN / Parcel Number

Primary APN11626
Alternative APN
  • LUDL M:26 B:14435 P:37E

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,042 sqft Living Area
Gross Area10,943 sqft
Basement Area3,042 sqft
Unfinished Basement3,042 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,694 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number11626
Street Address17 SUNSET RDG
CityLUDLOW
StateMA
Zip01056-1569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block14435
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3015
Census Tract810414

Owner

17 Sunset Rdg is owned and occupied by two individuals who bought it in February 2021.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address17 SUNSET RDG, LUDLOW, MA 01056-1569
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage
BERKSHIRE BANK
Aug 2, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MONSON SAVINGS BANK
Feb 12, 2021Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2021 · Amount on File
Deed SaleFeb 12, 2021 · Amount on File
Deed Document Number20219972
Deed Book / Page23705 / 517
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address17 SUNSET RDG, LUDLOW, MA 01056-1569
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026046-19
DateSep 29, 2025
Book Page26046/19
Instrument45946
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
AmountAmount on Record
Term301 Months
DueOct 1, 2050

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address17 SUNSET RDG, LUDLOW, MA 01056-1569
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024665-259
DateAug 2, 2022
Book Page24665/259
Instrument46743
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term193 Months
DueSep 1, 2038

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateFeb 12, 2021
Property Address17 SUNSET RDG, LUDLOW, MA 01056-1569
Document Number23705-517
Book / Page23705 / 517
Instrument DateFeb 4, 2021
Instrument9972
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address2205 BOSTON RD # M-12, M-12, WILBRAHAM, MA 01095-1164

Tax Assessment & Valuation

The 2026 property tax bill for 17 Sunset Rdg was $18,775, up 0.3% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,775.00 (+0.32%)$1,172,700 (+8.71%) Land $239,800 Building $932,900$693,523
2025$18,715.00 (+4.85%)$1,078,700 (+9.32%) Land $218,100 Building $860,600
2024$17,849.00 (-0.11%)$986,700 (+7.73%) Land $218,100 Building $768,600
2023$17,869.00$915,900 Land $191,400 Building $724,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Sunset Rdg in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Sunset Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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