17 Summerside, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 17 Summerside, Trabuco Canyon, CA 92679

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,708 sqft · built 1989
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,195,000 (Jul 2017)
Tax Bill	$13,824 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`804-431-01`

Property Details

APN / Parcel Number

Primary APN	`804-431-01`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	11,050 sqft (0.254 acres)
Garage Area	577 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	17 SUMMERSIDE
City	COTO DE CAZA
State	CA
Zip	92679-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13192 BLK LOT 59
Legal Subdivision	PHASE 1 OF EMERALD POINTE
Legal Tract	13192
Legal Lot Number	59
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32044

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 SUMMERSIDE, TRABUCO CANYON, CA 92679-4715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · SBA Mortgage DOGWOOD STATE BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 7, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Mar 18, 2004 · Amount on Record
Deed Document Number	2017281098
Prior Transfer Date	May 1, 2003
Prior Transfer Doc	0000596202
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	17 SUMMERSIDE, TRABUCO CANYON, CA 92679-4715
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SUMMERSIDE, TRABUCO CANYON, CA 92679-4715

Mortgage

Document Number	0000022572
Date	Jan 31, 2024
Instrument	2024000022572

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	GLEN ALPINE, NC 28628

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	17 SUMMERSIDE, TRABUCO CANYON, CA 92679-4715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SUMMERSIDE, TRABUCO CANYON, CA 92679-4715

Mortgage

Document Number	0000769432
Date	Dec 28, 2020
Instrument	2020000769432

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 7, 2017
Property Address	17 SUMMERSIDE, TRABUCO CANYON, CA 92679-4715
Document Number	0000281098
Map Reference	MB 596 PG 1-7
Instrument Date	Jun 9, 2017
Instrument	2017000281098
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 SUMMERSIDE, COTO DE CAZA, CA 92679-4715

Mortgage

Document Number	0000281099
Date	Jul 7, 2017
Instrument	2017000281099

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,386,898 (+2%) Land $961,259 Building $425,639
2025	$13,824.00 (+3.81%)	$1,359,704 (+4.04%) Land $942,410 Building $417,294
2023	$13,316.00 (+1.93%)	$1,306,906 Land $905,815 Building $401,091
2022	$13,064.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 61% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile.

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