17 Stephens St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 17 Stephens St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,278 sqft · built 1897
Lot Size	0.05 acres (2,161 sqft)
Owner	Individual Name on File
Last Sale	$512,000 (Nov 2021)
Tax Bill	$11,660 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-09401-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`01-09401-0000-00020`
Alternative APNs	`010001500019` `00000120`

Interior

Stories	2 Stories
Building Area	1,278 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Multi-Family
Construction Type	Frame
Lot Area	2,161 sqft (0.05 acres)
Lot Dimensions	98 ft deep x 6 ft wide

Location & Zoning

Account Number	00000120
Street Address	17 STEPHENS ST
City	BELLEVILLE
State	NJ
Zip	07109-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22.06X98.01
Legal Block	9401
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	3
Census Block	3016
Census Tract	14400

Owner

17 Stephens St is owned and occupied by an individual who bought it in November 2021.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	17 STEPHENS ST, BELLEVILLE, NJ 07109-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST ALLIANCE HM MTG
Aug 8, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST ALLIANCE HM MTG
Dec 21, 2017	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Aug 8, 2018 · Amount on File
Deed Document Number	2021138173
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 18, 2021
Property Address	17 STEPHENS ST, BELLEVILLE, NJ 07109-3018
Document Number	2021138173
Instrument Date	Nov 15, 2021
Instrument	2021138173
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	VELOCITY TITLE, VELOCITY TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 MCCARTER HWY, 605, NEWARK, NJ 07102-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 STEPHENS STREET, BELLEVILLE TOWNSHIP, NJ

Mortgage

Document Number	2021138174
Date	Nov 18, 2021
Instrument	2021138174

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	17 STEPHENS ST, BELLEVILLE, NJ 07109-3018
Document Number	0000043333
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NEW MILLENIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 STEPHENS ST BELLEVILLE NJ 071093018, BELLEVILLE, NJ 07109-3018

Mortgage

Document Number	0000043333
Date	May 1, 2020
Instrument	43333

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 8, 2018
Property Address	17 STEPHENS ST, BELLEVILLE, NJ 07109-3018
Document Number	0000068945
Instrument Date	Aug 3, 2018
Instrument	68945
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 LAUREL AVE POMPTON PLAINS NJ 07444, POMPTON PLAINS, NJ 07444

Mortgage

Document Number	68946
Date	Aug 8, 2018
Instrument	68946

Lender

Name	FIRST ALLIANCE HM MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 21, 2017
Property Address	17 STEPHENS ST, BELLEVILLE, NJ 07109-3018
Document Number	0000111172
Instrument Date	Oct 30, 2017
Instrument	111172
Transaction Type	Foreclosure
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17 Stephens St was $11,660, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,500 (-) Land $82,300 Building $198,200	$280,500 (-) Land $82,300 Building $198,200
2025	$11,660.00 (+3.08%)	$280,500 Land $82,300 Building $198,200	$280,500 Land $82,300 Building $198,200
2024	$11,312.00
2023		$280,500 Land $82,300 Building $198,200	$280,500 Land $82,300 Building $198,200
2022	$10,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Stephens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	41 (1981–2024)
Claims Outside the SFHA	9 of 41
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Sandy, Nov 2012 · 13 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

Nearby Properties on Stephens St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures