17 Staples St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 17 Staples St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,817 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Company Names on Record
Last Sale	$139,900 (Aug 1998)
Tax Bill	$5,981 (2026)
Deeds & Mortgages	Aug 2023 Refinance Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H08560`

Property Details

APN / Parcel Number

Primary APN	`H08560`
Alternative APNs	`LOWE M:74 B:5495 L:17` `M:000074 T:H08560`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,817 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	982 sqft
Attic	Attic
Attic Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	H08560
Street Address	17 STAPLES ST
City	LOWELL
State	MA
Zip	01851-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Subdivision	MOUNT PLEASANT CO
Legal Block	5495
Legal Lot Number	17
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2010
Census Tract	311400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	17 STAPLES ST, LOWELL, MA 01851-2817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 12, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 1998 · Amount on Record
Deed Sale	Aug 28, 1998 · Amount on Record
Prior Sale	Nov 14, 1997 · Amount on Record
Last Transfer Date	Jul 22, 2025
Transfer Doc	039402-293
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	17 STAPLES ST, LOWELL, MA 01851-2817
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038027-61
Date	Aug 24, 2023
Book Page	38027/61
Instrument	24800

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	17 STAPLES ST, LOWELL, MA 01851-2817
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35687-55
Date	Apr 30, 2021
Book Page	35687/55
Instrument	25644

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	17 STAPLES ST, LOWELL, MA 01851-2817
Document Number	32846-210
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 STAPLES ST LOWELL MA 018512817, LOWELL, MA 01851-2817

Mortgage

Document Number	32846-210
Date	Mar 25, 2019
Book Page	032846/000210
Instrument	10519

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	17 STAPLES ST, LOWELL, MA 01851-2817
Document Number	30945-1
Book / Page	030945 / 000001
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30945-1
Date	Mar 2, 2017
Book Page	030945/000001
Instrument	8866

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,981.00 (+6.39%)	$527,000 (+7.62%) Land $186,800 Building $340,200	$579,738 (+18.33%)
2025	$5,622.00 (+5.7%)	$489,700 (+9.65%) Land $174,500 Building $315,200	$489,915 (+12.48%)
2024	$5,319.00 (+6.17%)	$446,600 (+10.71%) Land $149,500 Building $297,100	$435,575
2023	$5,010.00	$403,400 Land $130,000 Building $273,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1979–2023)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 7 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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