17 Spring St, Chatham, NY 12037 Property Records

Columbia County and Chatham Town property record for 17 Spring St, Chatham, NY 12037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,220 sqft · built 1870
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Sep 2025)
Tax Bill	$4,519 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2025 Sale & Refinance + 1 more
APN	`102601 66.6-2-23`

Property Details

APN / Parcel Number

Primary APN	`102601 66.6-2-23`
Alternative APN	`260106600600020230000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	930 sqft
Upper Floors Area	208 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	155 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	218 sqft
Patio Area	135 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17 SPRING ST
City	CHATHAM
State	NY
Zip	12037-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	COLUMBIA NY
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4028
Census Tract	300

Owner

Source: Columbia County and Chatham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 SPRING ST, CHATHAM, NY 12037-1017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Sep 4, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE LLC
Dec 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Dec 16, 2022 · Amount on Record
Deed Book / Page	1017 / 2391
Prior Transfer Date	Jun 26, 2025
Prior Transfer Doc	0000007962
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	17 SPRING ST, CHATHAM, NY 12037-1017
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002566
Date	Mar 23, 2026
Book Page	1027/94
Instrument	20260002566

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2053

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA NY
Recording Date	Sep 4, 2025
Property Address	17 SPRING ST, CHATHAM, NY 12037-1017
Document Number	0000007962
Book / Page	1017 / 2391
Instrument Date	Jun 26, 2025
Instrument	20250007962
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SPRING ST, CHATHAM, NY 12037-1017

Mortgage

Document Number	0000007963
Date	Sep 4, 2025
Instrument	20250007963

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA NY
Recording Date	Dec 16, 2022
Property Address	17 SPRING ST, CHATHAM, NY 12037-1017
Document Number	0000011790
Book / Page	974 / 783
Instrument Date	Dec 14, 2022
Instrument	20220011790
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 SPRING ST, CHATHAM, NY 12037-1017

Mortgage

Document Number	0000011791
Date	Dec 16, 2022
Instrument	20220011791

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Columbia County and Chatham Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Chatham Town
Municipality	Chatham Village
Unified School District	Chatham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,519.00 (+0.2%)
2025	$4,510.00 (+1.74%)	$227,000 (-) Land $42,400 Building $184,600	$276,829 (+6.1%) Land $51,707 Building $225,122
2024	$4,433.00	$227,000 (-) Land $42,400 Building $184,600	$260,920 (+6.9%) Land $48,736 Building $212,184
2023		$227,000 Land $42,400 Building $184,600	$244,086 Land $45,591 Building $198,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM VILLAGE serves 2,156 people · EPA ID NY1000234
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Fidium Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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