17 Spring Garden St, Ephrata, PA 17522 Property Records

Lancaster County property record for 17 Spring Garden St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,357 sqft · built 1941
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Jun 2023)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-52502-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-52502-0-0000`
Alternative APN	`2607M12 2 1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,357 sqft Living Area
Gross Area	2,255 sqft
1st Floor Area	689 sqft
Upper Floors Area	700 sqft
Basement Area	689 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Slate
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17 SPRING GARDEN ST
City	EPHRATA
State	PA
Zip	17522-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	17 SPRING GARDEN ST
Legal Subdivision	OVERLOOK MILLS
Legal Lot Number	1
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	1
Census Block	1001
Census Tract	12200

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 SPRING GARDEN ST, EPHRATA, PA 17522-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARDA FCU
Oct 16, 2020	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20236739191
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 7, 2023
Property Address	17 SPRING GARDEN ST, EPHRATA, PA 17522-2519
Document Number	0006739191
Instrument Date	May 31, 2023
Instrument	6739191
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	ICON LAND TRANSFER LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 SPRING GARDEN ST, EPHRATA, PA 17522-2519

Mortgage

Document Number	0006739192
Date	Jun 7, 2023
Instrument	6739192

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	17 SPRING GARDEN ST, EPHRATA, PA 17522-2519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006466944
Date	Jul 10, 2019
Instrument	6466944

Lender

Name	PARDA FCU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2034

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 16, 2020
Property Address	17 SPRING GARDEN ST, EPHRATA, PA 17522-2519
Document Number	0006553423
Instrument Date	Oct 15, 2020
Instrument	6553423
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ONE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,809.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	17 SPRING GARDEN ST, EPHRATA, PA 17522-2519

Mortgage

Document Number	0006553424
Date	Oct 16, 2020
Instrument	6553424

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,800 (-) Land $39,200 Building $101,600	$140,800 (-) Land $39,200 Building $101,600
2025	$3,453.00 (+2.28%)
2024	$3,376.00	$140,800 Land $39,200 Building $101,600
2018			$140,800 Land $39,200 Building $101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T, Upward Broadband.

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