17 Smith Ln, Falling Waters, WV 25419 Property Records

Berkeley County property record for 17 Smith Ln, Falling Waters, WV 25419

Property Summary

Property Type	Residential
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$27,500 (Mar 2020)
Tax Bill	$481 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2A-0023.0000`

Property Details

APN / Parcel Number

Primary APN	`02-2A-0023.0000`
Alternative APNs	`02-02-2A-0023.0000` `06195379`

Exterior

Lot Area	45,738 sqft (1.05 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06195379
Street Address	17 SMITH LN
City	FALLING WATERS
State	WV
Zip	25419-4158
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	SECTION D LOT 7 POTOMAC HILLS 1.06 ACRES
Legal Subdivision	POTOMAC HILLS SUB SEC D
Legal Lot Number	7
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1009
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 SMITH LN, FALLING WATERS, WV 25419-4158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	20200007917
Deed Book / Page	1280 / 594
Record Updated	Jun 8, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Mar 23, 2020
Property Address	17 SMITH LN, FALLING WATERS, WV 25419-4158
Document Number	001280/594
Book / Page	1280 / 594
Map Reference	DB 248 PG 259
Instrument Date	Mar 19, 2020
Instrument	20200007917
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 MOBILE CT, FALLING WATERS, WV 25419-4628

Mortgage

Document Number	003477/576
Date	Mar 23, 2020
Book Page	3477/576
Instrument	20200007918

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	5 Years
Min Rate At Change	5.74%
Max Rate At Change	7.74%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$481.00 (-21.41%) Homeowner's exemption Disabled Person's exemption	$59,580 (+22.9%) Land $36,540 Building $23,040	$99,300 (+22.9%) Land $60,900 Building $38,400
2023	$612.00	$48,480 Land $27,780 Building $20,700	$80,800 Land $46,300 Building $34,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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