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  6. 17 Shell Ave SE

17 Shell Ave SE, Unit C5, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 17 Shell Ave SE, Unit C5, Fort Walton Beach, FL 32548

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,364 sqft · built 2004
Lot Size0.019 acres (857 sqft)
OwnerIndividual Name on Record
Last Sale$109,000 (May 2017)
Tax Bill$2,384 (2025)
Deeds & MortgagesMay 2017 Sale & Mortgage
Jan 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APNC56-000-598-5512-2

Property Details

APN / Parcel Number

Primary APNC56-000-598-5512-2
Alternative APN
  • 13-2S-24-1223-000C-0105

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,364 sqft Heated Area

Exterior

Year BuiltBuilt 2004
Lot Area857 sqft

Location & Zoning

Street Address17 SHELL AVE SE UNIT C5, C5
CityFORT WALTON BEACH
StateFL
Zip32548-5487
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSHELL PARK CONDO BLDG C UNIT C5
Legal Range24
Legal Township02S
Legal Section13
Legal SubdivisionSHELL PARK CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group3
Census Block3005
Census Tract22600

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2838 S MEADE ST, ARLINGTON, VA 22206-3148
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2017Special Warranty Deed, Transfer · ARM
REGIONS BANK
Jan 30, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2017 · Amount on Record
Deed SaleMay 11, 2017 · Amount on Record
Prior SaleJan 30, 2017 · Amount on Record
Deed Document Number3134418
Deed Book / Page3299 / 0833
Record UpdatedJun 8, 2026

May 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 11, 2017
Property Address17 SHELL AVE SE UNIT C5, C5, FORT WALTON BEACH, FL 32548-5487
Document Number0032990833
Book / Page3299 / 0833
Map ReferenceMB2532 PG1802
Instrument DateMay 9, 2017
Instrument3134418
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyCOTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 SHELL AVE SE UNIT C5, C5, FORT WALTON BEACH, FL 32548-5487

Mortgage

Document Number0003134419
DateMay 11, 2017
Instrument3134419
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJun 1, 2022
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate8.5%

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateJan 30, 2017
Property Address17 SHELL AVE SE UNIT C5, C5, FORT WALTON BEACH, FL 32548-5487
Document Number0032852114
Book / Page003285 / 002114
Instrument DateJan 11, 2017
Instrument3114883
Transaction TypeForeclosure
Record UpdatedFeb 10, 2017

Transaction

AmountAmount Recorded
Tax$417.20
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address215 FORREST ST HATTIESBURG MS 394013476, HATTIESBURG, MS 39401-3476

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityFort Walton Beach City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,384.00 (+12.24%)$190,000 (+8.57%) Building $190,000$190,000 (+8.57%) Building $190,000
2023$2,124.00 (+9.15%)$175,000 (+29.63%) Building $175,000$175,000 (+29.63%) Building $175,000
2022$1,946.00$135,000 Building $135,000$135,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies147 units insured
incl. 120 condo units
Nearby Flood Claims26 (1979–2020)
Claims Outside the SFHA13 of 26
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Georges, Sep 1998 · 12 claims
  • Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FORT WALTON BEACH
serves 24,113 people · EPA ID FL1460144
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30

May also be available: CenturyLink, T-Mobile, Verizon.

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