Okaloosa County property record for 17 Shell Ave NE, #B5, Fort Walton Beach, FL 32548
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,364 sqft · built 2004 |
| Lot Size | 0.02 acres (873 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Oct 2020) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-5506-4 |
| Primary APN | C56-000-598-5506-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,364 sqft Heated Area |
| Year Built | Built 2004 |
|---|---|
| Lot Area | 873 sqft |
| Street Address | 17 SHELL AVE NE # B5, B5 |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32548-4963 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SHELL PARK CONDO BLDG B UNIT B5 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | SHELL PARK CONDO |
| Legal Block | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 22500 |
17 Shell Ave NE, #B5 is owned and occupied by an individual who acquired it in February 2026.
Source: Okaloosa County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 SHELL AVE NE # B5, B5, FORT WALTON BEACH, FL 32548-4963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Intrafamily Transfer, Transfer |
| Oct 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Prior Sale | Oct 23, 2020 · Amount on File |
| Deed Document Number | 0035004130 |
| Deed Book / Page | 3500 / 4130 |
| Last Transfer Date | Feb 26, 2026 |
| Transfer Doc | 0003801071 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 17 SHELL AVE NE # B5, B5, FORT WALTON BEACH, FL 32548-4963 |
| Document Number | 0003801071 |
| Map Reference | MB 2532 PG 4802 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 3801071 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 136 PALMETTO AVE, MARY ESTHER, FL 32569-1334 |
| Name | Verified Name |
|---|---|
| Address | 17 SHELL AVE NE # B5, B5, FORT WALTON BEACH, FL 32548-4963 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 23, 2020 |
| Property Address | 17 SHELL AVE SE UNIT B5, B5, FORT WALTON BEACH, FL 32548-5486 |
| Document Number | 0035004130 |
| Book / Page | 3500 / 4130 |
| Map Reference | MB 2532 PG 4802 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 3401646 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,134.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 PALMETTO AVE, MARY ESTHER, FL 32569-1334 |
| Document Number | 35004131 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 3500/4131 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 17 Shell Ave NE, #B5 was $2,491.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Fort Walton Beach City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 | $190,000 Building $190,000 | $190,000 Building $190,000 |
| 2023 | $2,215.00 (+8.95%) | $175,000 (+29.63%) Building $175,000 | $175,000 (+29.63%) Building $175,000 |
| 2022 | $2,033.00 | $135,000 Building $135,000 | $135,000 Building $135,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Shell Ave NE, #B5 in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 21 (1990–2024) |
| Claims Outside the SFHA | 20 of 21 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 17 Shell Ave NE, #B5 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FORT WALTON BEACH serves 24,113 people · EPA ID FL1460144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, T-Mobile, Verizon.
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