17 Sandpiper Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 17 Sandpiper Ct, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,196 sqft · built 2004
Lot Size0.232 acres (10,106 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Mar 2017)
Tax Bill$7,202 (2025)
Deeds & MortgagesAug 2023 Mortgage
Dec 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN15-11-31-3733-00000-0070

Property Details

APN / Parcel Number

Primary APN15-11-31-3733-00000-0070

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,196 sqft Living Area
Gross Area3,990 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2011
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,106 sqft (0.232 acres)
DrivewayBrick Driveway
Driveway Area496 sqft
Pool Area328 sqft
Deck Area605 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address17 SANDPIPER CT
CityPALM COAST
StateFL
Zip32137-4520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE HAVEN AT GRAND HAVEN PHASE 3 LOT 7 MB 31 PG 15 OR 693 PG 1359 OR 828 PG 736 OR 2139/1839 OR 2190/1416
Legal Range31E
Legal Township11S
Legal Section15
Legal SubdivisionLAKE HAVEN AT GRAND HAVEN PHASE 3
Legal Phase3
Legal Lot Number7
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2000
Census Tract60301

Owner

17 Sandpiper Ct is owned and occupied by an individual who bought it in March 2017.

Source: Flagler County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address17 SANDPIPER CT, PALM COAST, FL 32137-4520
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed of Trust, Mortgage
US POSTAL FCU
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
INFIRST FCU
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
INFIRST FCU
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
U S POSTAL SERVICES FCU
Mar 6, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2017 · Amount on File
Deed SaleMar 6, 2017 · Amount on File
Prior SaleJun 28, 2016 · Amount on File
Deed Document Number20177833
Deed Book / Page2190 / 1416
Prior Transfer DateJan 12, 2017
Prior Transfer Doc0021820852
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address17 SANDPIPER CT, PALM COAST, FL 32137-4520
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 SANDPIPER CT, PALM COAST, FL 32137-4520

Mortgage

Document Number0028021036
DateAug 3, 2023
Book Page2802/1036
Instrument2023033963
Lender
NameUS POSTAL FCU
TypeCredit Union
AddressCLINTON, MD 20735
Agreement
AmountAmount on Record

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address17 SANDPIPER CT, PALM COAST, FL 32137-4520
Transaction TypeMortgage
Record UpdatedJan 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 SANDPIPER CT, PALM COAST, FL 32137-4520

Mortgage

Document Number0026401183
DateDec 21, 2021
Book Page2640/1183
Instrument2021069501
Lender
NameINFIRST FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address17 SANDPIPER CT, PALM COAST, FL 32137-4520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025121711
DateJan 5, 2021
Book Page2512/1711
Instrument2021000442
Lender
NameINFIRST FCU
TypeCredit Union
AddressALEXANDRIA, VA 22312
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term59 Months
DueDec 20, 2025

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address17 SANDPIPER CT, PALM COAST, FL 32137-4520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024570352
DateJul 9, 2020
Book Page2457/352
Instrument2020025992
Lender
NameU S POSTAL SERVICES FCU
TypeCredit Union
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 1, 2035
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7%
Index1-Year CMT
Max Rate7%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMar 6, 2017
Property Address17 SANDPIPER CT, PALM COAST, FL 32137-4520
Document Number0021901416
Book / Page002190 / 001416
Instrument DateFeb 27, 2017
Instrument7833
Transaction TypeTransfer
Record UpdatedMay 12, 2017
Title CompanyCOVENANT TITLE, COVENANT CLOSING & TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 SANDPIPER CT PALM COAST FL 321374520, PALM COAST, FL 32137-4520

Mortgage

Document Number21901418
DateMar 6, 2017
Book Page002190/001418
Instrument7834
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17 Sandpiper Ct was $7,202 with a homeowner's exemption, down 27.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,202.00 (-27.79%) Homeowner's exemption$439,428$612,967 Land $135,500 Building $477,467
2024$9,973.00 (+3.68%)
2023$9,619.00 (+3.83%) Homeowner's exemption$414,606 (+3%)$565,751 (+2.54%) Land $125,000 Building $440,751
2022$9,264.00 Homeowner's exemption$402,531$551,718 Land $130,000 Building $421,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Sandpiper Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 141 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims11 (2001–2022)
Claims Outside the SFHA11 of 11
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Sandpiper Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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