17 S Nelson Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 17 S Nelson Rd, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,747 sqft · built 1987
Lot Size	3.24 acres (141,134 sqft)
Owner	Trust Name on File
Tax Bill	$7,861 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00055 L:00015`

Property Details

APN / Parcel Number

Primary APN	`STER M:00055 L:00015`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,747 sqft Living Area
Gross Area	5,111 sqft
Basement Area	724 sqft
Unfinished Basement	724 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	141,134 sqft (3.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	17 S NELSON RD
City	STERLING
State	MA
Zip	01564-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	15
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2037
Census Tract	719100

Owner

17 S Nelson Rd is owner-occupied and held in a trust since June 2020.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	17 S NELSON RD, STERLING, MA 01564-2017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 30, 2018	Quit Claim Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 5, 2020
Transfer Doc	62607-111
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	17 S NELSON RD, STERLING, MA 01564-2017
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065338-201
Date	Jun 8, 2021
Book Page	65338/201
Instrument	78953

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jun 16, 2020
Property Address	17 S NELSON RD, STERLING, MA 01564-2017
Document Number	62607-111
Book / Page	062607 / 000111
Instrument Date	Jun 5, 2020
Instrument	63267
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S NELSON RD STERLING MA 015642017, STERLING, MA 01564-2017

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jan 30, 2018
Property Address	17 S NELSON RD, STERLING, MA 01564-2017
Document Number	58377-355
Book / Page	58377 / 355
Instrument	9549
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$67.46
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S NELSON RD, STERLING, MA 01564-2017

Mortgage

Document Number	58377-359
Date	Jan 30, 2018
Book Page	58377/359
Instrument	9550

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 17 S Nelson Rd was $7,861, up 0.6% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,861.00 (+0.61%)	$626,400 (+3.26%) Land $185,900 Building $440,500	$969,570 (-)
2025	$7,813.00 (+1.19%)	$606,600 (+4.57%) Land $159,000 Building $447,600	$969,570 (+39.75%)
2024	$7,721.00 (+4.63%)	$580,100 (+12.42%) Land $159,000 Building $421,100	$693,785
2023	$7,379.00	$516,000 Land $159,900 Building $356,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 S Nelson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 S Nelson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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