Shelby County property record for 17 Rustic Oak Dr, Sterrett, AL 35147 · Last verified April 2026
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $652 (2025) |
| Deeds & Mortgages | Jan 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 086240000001008 |
| Primary APN | 086240000001008 |
|---|
| Lot Area | 111,514 sqft (2.56 acres) |
|---|
| Street Address | 17 RUSTIC OAK DR |
|---|---|
| City | STERRETT |
| State | AL |
| Zip | 35147-4048 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Legal Range | 01E |
| Legal Township | 19S |
| Legal Section | 24 |
| Legal Subdivision | RUSTIC OAK ESTATES |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | VINCENT |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 30102 |
Source: Shelby County records · APN 086240000001008
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 CROSS CREEK DR, MORRIS, AL 35116-2204 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 17 RUSTIC OAK DR, STERRETT, AL 35147-4048 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 401 CROSS CREEK DR, MORRIS, AL 35116-2204 |
| Document Number | 0000008660 |
|---|---|
| Date | Jan 09, 2026 |
| Instrument | 20260109000008660 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7% |
| Max Rate At Change | 9% |
| Index | SOFR Average 30-Day |
| Max Rate | 12% |
Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Westover Town |
| Unified School District | Shelby County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Shelby County (01117C), updated January 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 60% of the US · above 77% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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