17 Riverside Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 17 Riverside Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1993
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$283,500 (Aug 2024)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 6 254`

Property Details

APN / Parcel Number

Primary APN	`18A 6 254`
Alternative APN	`10247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	2,936 sqft
1st Floor Area	1,256 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	336 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10247
Street Address	17 RIVERSIDE DR
City	PALMYRA
State	VA
Zip	22963-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240002008 RIVERSIDE-6 LOT 254 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	25
Legal Lot Number	254
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4002
Census Tract	20101

Owner

17 Riverside Dr is owned and occupied by an individual who bought it in August 2024.

Source: Fluvanna County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	17 RIVERSIDE DR, PALMYRA, VA 22963-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage ALLIED MORTGAGE GROUP INC
Apr 23, 2021	Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE
Jul 25, 2017	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2024 · Amount on File
Deed Sale	Aug 7, 2024 · Amount on File
Prior Sale	Apr 23, 2021 · Amount on File
Deed Document Number	20242008
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Sep 9, 2026
Property Address	17 RIVERSIDE DR, PALMYRA, VA 22963-2016
Document Number	0000002782
Instrument Date	Sep 3, 2026
Instrument	20262782
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVERSIDE DR, PALMYRA, VA 22963-2016

Mortgage

Document Number	0000002782,
Date	Sep 9, 2026
Instrument	20262782

Lender

Name	ALLIED MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 23, 2021
Property Address	17 RIVERSIDE DR, PALMYRA, VA 22963-2016
Document Number	210002034
Map Reference	DB 991 PG 459
Instrument Date	Apr 10, 2021
Instrument	210002034
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVERSIDE DR, PALMYRA, VA 22963-2016

Mortgage

Document Number	210002035
Date	Apr 23, 2021
Instrument	210002035

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 25, 2017
Property Address	17 RIVERSIDE DR, PALMYRA, VA 22963-2016
Document Number	1702374
Map Reference	PB 83 PG 224
Instrument Date	Jun 20, 2017
Instrument	1702374
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVERSIDE DR, PALMYRA, VA 22963-2016

Mortgage

Document Number	1702375
Date	Jul 25, 2017
Instrument	1702375

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17 Riverside Dr was $2,059.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,800 (-) Land $30,000 Building $242,800	$272,800 (-) Land $30,000 Building $242,800
2025	$2,059.00	$272,800 Land $30,000 Building $242,800	$272,800 Land $30,000 Building $242,800
2023		$178,500 Land $30,000 Building $148,500	$178,500 Land $30,000 Building $148,500
2022	$1,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Riverside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Riverside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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