17 Rivergate Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 17 Rivergate Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,586 sqft · built 2003
Lot Size	4.33 acres (188,610 sqft)
Owner	Individual Name on Record
Last Sale	$509,900 (Oct 2003)
Tax Bill	$234 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`43K-5`

Property Details

APN / Parcel Number

Primary APN	`43K-5`
Alternative APNs	`043K 5` `40828`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,586 sqft Living Area
Gross Area	4,838 sqft
Basement Area	1,382 sqft
Finished Basement	570 sqft
Unfinished Basement	812 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	188,610 sqft (4.33 acres)
View / Lot	Agricultural
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	40828
Street Address	17 RIVERGATE DR
City	FREDERICKSBURG
State	VA
Zip	22406-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 5 4.3299 AC RIVERGATE
Legal Subdivision	RIVERGATE
Legal Block	3
Legal Lot Number	5
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	3
Census Block	3015
Census Tract	10307

Owner

Source: Stafford County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 RIVERGATE DR, FREDERICKSBURG, VA 22406-5442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Feb 9, 2026	Divorce Transfer, Transfer AT TITLE, ATG TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2003 · Amount on Record
Deed Sale	Oct 3, 2003 · Amount on Record
Deed Book / Page	300 / 41001
Last Transfer Date	Nov 17, 2025
Transfer Doc	0000001706
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	May 12, 2026
Property Address	17 RIVERGATE DR, FREDERICKSBURG, VA 22406-5442
Document Number	0000006684
Instrument Date	May 6, 2026
Instrument	20266684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	17 RIVERGATE DR, FREDERICKSBURG, VA 22406-5442
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006684,
Date	May 12, 2026
Instrument	20266684

Lender

Name	UNITED TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	7.25%
Max Rate	-1%

February 2026: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	STAFFORD VA
Recording Date	Feb 9, 2026
Property Address	17 RIVERGATE DR, FREDERICKSBURG, VA 22406-5442
Document Number	0260001706
Map Reference	MB 39 PG 71-77
Instrument Date	Nov 17, 2025
Instrument	260001706
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	AT TITLE, ATG TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	17 RIVERGATE DR, FREDERICKSBURG, VA 22406-5442
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$234.00 (+3.54%)	$616,900 (+18.45%) Land $170,000 Building $446,900	$616,900 (+18.45%) Land $170,000 Building $446,900
2024	$226.00 (-4.24%)
2023	$236.00 (-88.79%)	$520,800 Land $155,000 Building $365,800	$520,800 Land $155,000 Building $365,800
2021	$2,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rivergate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures