17 River Trl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 17 River Trl, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,572 sqft · built 1978
Lot Size	1.35 acres (59,118 sqft)
Owner	Company Name on File
Last Sale	$242,500 (Nov 2016)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`432216A000`

Property Details

APN / Parcel Number

Primary APN	`432216A000`
Alternative APN	`3-0038-5111-00-0015.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,572 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,572 sqft
Basement Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,118 sqft
Lot Dimensions	354 ft deep x 167 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	432216A000
Street Address	17 RIVER TRL
City	SAINT CHARLES
State	MO
Zip	63303-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD9
Legal Description	TRAILS OF RIVERWOOD #5 LOT 15
Legal Subdivision	TRAILS OF RIVERWOOD #5
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3004
Census Tract	311145

Owner

17 River Trl is owned by a company that acquired it in January 2022 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	17 RIVER TRL, SAINT CHARLES, MO 63303-6254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2016 · Amount on File
Deed Sale	Nov 15, 2016 · Amount on File
Prior Sale	Nov 21, 2012 · Amount on File
Deed Document Number	2016772420
Deed Book / Page	6651 / 2099
Last Transfer Date	Jan 5, 2022
Transfer Doc	0000000974
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 5, 2022
Property Address	17 RIVER TRL, SAINT CHARLES, MO 63303-6254
Document Number	0000000974
Map Reference	MB 19 PG 94
Instrument Date	Jan 5, 2022
Instrument	2022R-000974
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17 RIVER TRL, SAINT CHARLES, MO 63303-6254

Tax Assessment & Valuation

The 2025 property tax bill for 17 River Trl was $4,804, up 6.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,122 (-)	$421,695 (-) Land $100,000 Building $321,695
2025	$4,804.00 (+6.07%)	$80,122	$421,695 Land $100,000 Building $321,695
2024	$4,529.00
2023		$73,286
2022			$385,718 Land $100,000 Building $285,718

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17 River Trl in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	46 (1978–2024)
Claims Outside the SFHA	28 of 46
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Flooding, Jun 2011 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms & Flooding, Aug 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 River Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20