17 River Ridge Rd, Searcy, AR 72143 Property Records

White County property record for 17 River Ridge Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,760 sqft · built 2007
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$16,000 (Aug 2024)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-02325-432`

Property Details

APN / Parcel Number

Primary APN	`016-02325-432`
Alternative APN	`56484`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,760 sqft Living Area
1st Floor Area	2,760 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,633 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	253 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	17 RIVER RIDGE RD
City	SEARCY
State	AR
Zip	72143-7751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:428R DIST:016 SUBD:RIVER OAKS XIV-B (IN FOLDER W/XIV,B,C) SEC/TWN/RNG/MER:SEC 00 TWN 23 RNG 12
Legal Subdivision	RIVER OAKS XIV-B (IN FOLDER W/XIV,B,C)
Legal Lot Number	428R
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2003
Census Tract	70700

Owner

17 River Ridge Rd is owned and occupied by an individual who bought it in August 2024.

Source: White County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS & PLANTERS BANK
Nov 9, 2023	Deed of Trust, Mortgage · Closed-End Mortgage MERCHANTS & PLANTERS BANK
Aug 16, 2024	Warranty Deed, Transfer
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	2024-011632
Deed Book / Page	2024 / 11632
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751

Mortgage

Document Number	MTG2024/12911
Date	May 30, 2024
Book Page	MTG 2024/12911
Instrument	L202406524

Lender

Name	MERCHANTS & PLANTERS BANK
Type	Bank
Address	NEWPORT, AR 72112

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jul 21, 2029

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751

Mortgage

Document Number	MTG2023/25212
Date	Nov 9, 2023
Book Page	MTG 2023/25212
Instrument	L202313097

Lender

Name	MERCHANTS & PLANTERS BANK
Type	Bank
Address	NEWPORT, AR 72112

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jan 3, 2029

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Aug 16, 2024
Property Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751
Document Number	DEED2024/11632
Book / Page	DEED 2024 / 11632
Instrument Date	Aug 16, 2024
Instrument	L202409912
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Tax	$52.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 RED BUD LN, SEARCY, AR 72143-8072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Jul 1, 2021
Property Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751
Document Number	DEED2021/10767
Book / Page	DEED 2021 / 10767
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9317 MEADOW GARDENS CIR, SHERWOOD, AR 72120-2499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RIVER RIDGE RD, SEARCY, AR 72143-7751

Mortgage

Document Number	MTG202120887
Date	Jul 1, 2021
Instrument	MTG 2021/20887

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 17 River Ridge Rd was $2,430 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 Homeowner's exemption	$59,857 Land $8,800 Building $51,057
2023	$1,896.00 Homeowner's exemption	$57,170 Land $8,800 Building $48,370	$299,285 Land $44,000 Building $255,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 River Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 River Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Right Fiber.

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