Carroll County property record for 17 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,304 sqft · built 1925 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,900 (Sep 1983) |
| Tax Bill | $3,857 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-067194 |
| Primary APN | 07-067194 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,304 sqft Total Area |
| Attic | Attic |
| Attic Area | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 210 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 234 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 067194 |
|---|---|
| Street Address | 17 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT. 40 X 210 RIDGE RD WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 507702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
17 Ridge Rd is owned and occupied by two individuals who bought it in September 1983.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 RIDGE RD, WESTMINSTER, MD 21157-4458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 10, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 1983 · Amount on File |
| Deed Sale | Sep 22, 1983 · Amount on File |
| Deed Book / Page | 842 / 743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 17 RIDGE RD, WESTMINSTER, MD 21157-4458 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 17 RIDGE RD, WESTMINSTER, MD 21157-4458 |
| Document Number | 0109110470 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 10911/470 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 16, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 17 RIDGE RD, WESTMINSTER, MD 21157-4458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0086570413 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 8657/0413 |
| Instrument | 8657-0413 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 17 Ridge Rd was $3,857 with a homeowner's exemption, up 5.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,857.00 (+5.15%) Homeowner's exemption | $232,300 Land $82,800 Building $149,500 | $232,300 Land $82,800 Building $149,500 |
| 2025 | $3,668.00 Homeowner's exemption | ||
| 2023 | $3,325.00 Homeowner's exemption | $196,800 Land $82,800 Building $114,000 | $196,800 Land $82,800 Building $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 17 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Quantum Internet & Telephone, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures