17 Ralph Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 17 Ralph Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 2023
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Oct 2023)
Tax Bill	$4,350 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7030-00490-0160`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7030-00490-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	17 RALPH PL
City	PALM COAST
State	FL
Zip	32164-6866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 30 BLOCK 00049 LOT 0016 SUBDIVISION COMPLETION YEAR 1980 OR 219 PG 7 OR 263 PG 604 OR 482 PG 1619 OR 971 P
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	49
Legal Lot Number	16
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2008
Census Tract	60214

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17 RALPH PL, PALM COAST, FL 32164-6866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
May 3, 2022	Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC
Apr 5, 2022	Warranty Deed, Transfer AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	2023043434
Deed Book / Page	2817 / 700
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 5, 2023
Property Address	17 RALPH PL, PALM COAST, FL 32164-6866
Document Number	0028170700
Book / Page	2817 / 700
Map Reference	MB 10 PG 30
Instrument Date	Sep 18, 2023
Instrument	2023043434
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 N ST, WEST PALM BEACH, FL 33401-6611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RALPH PL, PALM COAST, FL 32164-6866

Mortgage

Document Number	0002817702
Date	Oct 5, 2023
Instrument	2817/702

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 3, 2022
Property Address	17 RALPH PL, PALM COAST, FL 32164-6866
Document Number	0026830139
Book / Page	2683 / 139
Map Reference	MB 10 PG 30
Instrument Date	Mar 30, 2022
Instrument	2022022680
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,967.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 N ST FLAGLER DR210, DR210, WEST PALM BEACH, FL 33401-6611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N FLAGLER DR STE 210, 210, WEST PALM BEACH, FL 33401-4322

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 5, 2022
Property Address	17 RALPH PL, PALM COAST, FL 32164-6866
Document Number	0026741139
Book / Page	2674 / 1139
Map Reference	MB 10 PG 30
Instrument Date	Mar 30, 2022
Instrument	2022017602
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 ROSE HILL RD, BROOMALL, PA 19008-2244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 N FLAGLER DR STE 210, 210, WEST PALM BEACH, FL 33401-4322
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,350.00 (+440.37%) Homeowner's exemption	$282,508 (+549.44%) Land $53,500 Building $229,008	$282,508 (+549.44%) Land $53,500 Building $229,008
2023	$805.00 (+84.21%)	$43,500 (-2.25%) Land $43,500	$43,500 (-2.25%) Land $43,500
2022	$437.00	$44,500 Land $44,500	$44,500 Land $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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