17 Rackliffe St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 17 Rackliffe St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,670 sqft · built 1920
Lot Size	0.112 acres (4,886 sqft)
Owner	Trust Name on Record
Last Sale	$130,000 (Jul 2017)
Tax Bill	$10,721 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2023 Transfer + 3 more
Flood Zone	Zone VE (high risk)
APN	`GLOU M:0129 B:0022 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0129 B:0022 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	1,143 sqft
Basement Area	702 sqft
Unfinished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,886 sqft (0.112 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	17 RACKLIFFE ST
City	GLOUCESTER
State	MA
Zip	01930-4150
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Subdivision	WILLIAM F & CAROLYN M O CONNOR
Legal Block	22
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2003
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rocky Neck Historic District (Additional Documentation) listed 2017 · 217 contributing resources · NRIS 100001502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Mar 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 5, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Jul 3, 2017	Quit Claim Deed, Transfer ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Prior Sale	Sep 5, 2012 · Amount on Record
Deed Book / Page	35996 / 88
Last Transfer Date	Mar 22, 2023
Transfer Doc	041492-343
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043184-160
Date	Jan 16, 2026
Book Page	43184/160
Instrument	20260116002910

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2051

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 28, 2023
Property Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150
Document Number	041492-343
Book / Page	41492 / 343
Instrument Date	Mar 22, 2023
Instrument	20230328000130
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 5, 2022
Property Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150
Document Number	040634-576
Book / Page	40634 / 576
Instrument Date	Dec 13, 2021
Instrument	20220105002430
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150

Mortgage

Document Number	20220105002440
Date	Jan 5, 2022
Instrument	20220105002440

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37387-382
Date	Mar 18, 2019
Book Page	37387/382
Instrument	20190318001860

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 3, 2017
Property Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150
Document Number	35996-88
Book / Page	35996 / 88
Instrument	285
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$73.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 RACKLIFFE ST, GLOUCESTER, MA 01930-4150

Mortgage

Document Number	359960090
Date	Jul 3, 2017
Instrument	35996/0090

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2047

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,721.00 (+6.56%)	$1,151,600 (+11.25%) Land $652,600 Building $499,000	$1,127,357
2025	$10,061.00 (+2.75%)	$1,035,100 (+2.85%) Land $604,300 Building $430,800
2024	$9,792.00 (-0.38%)	$1,006,400 (+8.44%) Land $575,600 Building $430,800
2023	$9,829.00	$928,100 Land $491,200 Building $436,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 75 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	123 units insured incl. 48 condo units
Nearby Flood Claims	94 (1978–2024)
Claims Outside the SFHA	15 of 94
Most Recent Claim	Feb 2024 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 7 claims Coastal Storm, Oct 1991 · 25 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rackliffe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures