Middlesex County and Billerica Town property record for 17 Pratt St, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,878 sqft · built 1973 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Nov 2018) |
| Tax Bill | $6,917 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jan 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0062 B:0092 L:0 |
| Primary APN | BILL M:0062 B:0092 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| Gross Area | 2,664 sqft |
| Basement Area | 1,125 sqft |
| Unfinished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,999 sqft (0.574 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 17 PRATT ST |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-2848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Block | 92 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 316102 |
17 Pratt St is owned and occupied by two individuals who bought it in November 2018.
Source: Middlesex County and Billerica Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 PRATT ST, BILLERICA, MA 01821-2848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Nov 13, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Deed Book / Page | 32559 / 265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 17 PRATT ST, BILLERICA, MA 01821-2848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34719-121 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 34719/121 |
| Instrument | 48926 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 17 PRATT ST, BILLERICA, MA 01821-2848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33771-139 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 33771/139 |
| Instrument | 3170 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 17 PRATT ST, BILLERICA, MA 01821-2848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34719-102 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 34719/102 |
| Instrument | 48925 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Nov 13, 2018 |
| Property Address | 17 PRATT ST, BILLERICA, MA 01821-2848 |
| Document Number | 32559-265 |
| Book / Page | 032559 / 000265 |
| Instrument Date | Nov 3, 2018 |
| Instrument | 49620 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 PRATT ST BILLERICA MA 018212848, BILLERICA, MA 01821-2848 |
| Document Number | 32559-267 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 032559/000267 |
| Instrument | 49621 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2048 |
The 2026 property tax bill for 17 Pratt St was $6,917, up 3.8% from the year before.
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,917.00 (+3.78%) | $595,800 (+1.64%) Land $333,900 Building $261,600 | $633,745 (-) |
| 2025 | $6,665.00 (-0.19%) | $586,200 (-0.9%) Land $324,300 Building $261,900 | $633,745 (+6.51%) |
| 2024 | $6,678.00 (+3.95%) | $591,500 (+9.29%) Land $317,600 Building $273,900 | $594,985 |
| 2023 | $6,424.00 | $541,200 Land $278,000 Building $263,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17 Pratt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Pratt St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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