17 Phelps Dr, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 17 Phelps Dr, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1922
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 2021)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`192400 101.05-2-6`

Property Details

APN / Parcel Number

Primary APN	`192400 101.05-2-6`
Alternative APN	`240010100500020060000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	221 sqft
Shed	1 Shed
Canopy	18 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	17 PHELPS DR
City	CAIRO
State	NY
Zip	12413-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	321/221
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3009
Census Tract	80502

Owner

Source: Greene County and Cairo Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 PHELPS DR, CAIRO, NY 12413-3061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Aug 1, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20211592
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE NY
Recording Date	May 25, 2021
Property Address	17 PHELPS DR, CAIRO, NY 12413-3061
Document Number	D20211592
Instrument Date	May 7, 2021
Instrument	D2021-1592
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 VAN BUREN ST, CAIRO, NY 12413

Mortgage

Document Number	M20212173
Date	May 25, 2021
Instrument	M2021-2173

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Aug 1, 2018
Property Address	17 PHELPS DR, CAIRO, NY 12413-3061
Document Number	0020181695
Book / Page	002018 / 001695
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PHELPS DR CAIRO NY 124133061, CAIRO, NY 12413-3061

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00	$81,450 (-) Land $9,800 Building $71,650	$232,700 (+16.28%) Land $27,998 Building $204,702
2023		$81,450 (-) Land $9,800 Building $71,650	$200,123 (+25.06%) Land $24,079 Building $176,044
2022		$81,450 Land $9,800 Building $71,650	$160,020 Land $19,253 Building $140,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEDDER PARK private · serves 27 people · EPA ID NY1913369
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	CAIRO WATER DISTRICT
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jun 2015
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable · Fiber in parts of the area	400 / 25
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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