17 Panoramic Vw, Hayesville, NC 28904 Property Records

Clay County property record for 17 Panoramic Vw, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,576 sqft · built 2003
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Dec 2023)
Tax Bill	$1,757 (2026)
Deeds & Mortgages	May 2021 Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`555007686057`

Property Details

APN / Parcel Number

Primary APN	`555007686057`
Alternative APNs	`622940000` `7032301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	2,576 sqft Heated Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	24,829 sqft (0.57 acres)

Location & Zoning

Account Number	622940000
Street Address	17 PANORAMIC VW
City	HAYESVILLE
State	NC
Zip	28904-4678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 DOGWOOD HILLS
Legal Subdivision	ADAMS SURVEYING
Legal Lot Number	16
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2021
Census Tract	950202

Owner

17 Panoramic Vw is owned and occupied by two individuals who bought it in December 2023.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 PANORAMIC VW, HAYESVILLE, NC 28904-4678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Dec 19, 2023	Warranty Deed, Transfer
Dec 19, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Deed Document Number	20232582
Deed Book / Page	481 / 127
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	17 PANORAMIC VW, HAYESVILLE, NC 28904-4678
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000Z15/41
Date	May 19, 2021
Book Page	Z15/41
Instrument	2021001735

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 19, 2023
Property Address	17 PANORAMIC VW, HAYESVILLE, NC 28904-4678
Document Number	000481/127
Book / Page	481 / 127
Instrument Date	Dec 19, 2023
Instrument	2023002582
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 STAG LEAP DR, CLEVELAND, GA 30528-3090

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17 PANORAMIC VW, HAYESVILLE, NC 28904-4678

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 19, 2023
Property Address	17 PANORAMIC VW, HAYESVILLE, NC 28904-4678
Document Number	000481/127
Book / Page	481 / 127
Map Reference	CAB 2 SL 503
Instrument Date	Dec 19, 2023
Instrument	2023002582
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 STAG LEAP DR, CLEVELAND, GA 30528-3090

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17 PANORAMIC VW, HAYESVILLE, NC 28904-4678

Tax Assessment & Valuation

The 2026 property tax bill for 17 Panoramic Vw was $1,757, up 25.1% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Municipality	Hayesville Town
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,757.00 (+25.14%)	$362,300 (+79.27%) Land $37,500 Building $324,800	$362,300 (+79.27%) Land $37,500 Building $324,800
2025	$1,404.00	$202,100 Land $37,500 Building $164,600	$202,100 Land $37,500 Building $164,600
2023	$1,404.00	$202,100 Land $37,500 Building $164,600	$202,100 Land $37,500 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Panoramic Vw in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Panoramic Vw is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Ridge Mountain EMC, Verizon.

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