17 Palm Ter, Belleair (Clearwater), FL 33756 Property Records

Pinellas County property record for 17 Palm Ter, Belleair, FL 33756

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 3,306 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$2,300,000 (Apr 2024)
Tax Bill	$39,831 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-001-141-5429-7`

Property Details

APN / Parcel Number

Primary APN	`C62-001-141-5429-7`
Alternative APNs	`21-29-15-13704-000-0501` `291521137040000501` `R494610`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,306 sqft Living Area
1st Floor Area	3,306 sqft
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Account Number	R494610
Street Address	17 PALM TER
City	CLEARWATER
State	FL
Zip	33756-1917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CARRIAGE HOMES AT BELLEVIEW PLACE CONDO PHASE 5 UNIT 501
Legal Range	15E
Legal Township	29S
Legal Section	21
Legal Subdivision	CARRIAGE HOMES AT
Legal Phase	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1008
Census Tract	25700

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 PALM TER, CLEARWATER, FL 33756-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage BNY MELLON NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	202498159
Deed Book / Page	22770 / 1485
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 17, 2024
Property Address	17 PALM TER, BELLEAIR, FL 33756-1917
Document Number	0227701485
Book / Page	22770 / 1485
Map Reference	MB 20010 PG 1763
Instrument Date	Apr 15, 2024
Instrument	2024098159
Transaction Type	Transfer
Record Updated	May 3, 2024
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 OSCEOLA RD, BELLEAIR, FL 33756-1544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PALM TER, BELLEAIR, FL 33756-1917

Mortgage

Document Number	0227701487
Date	Apr 17, 2024
Instrument	22770/1487

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 19, 2021
Property Address	17 PALM TER, BELLEAIR, FL 33756-1917
Document Number	0217682663
Book / Page	21768 / 2663
Map Reference	MB 20010 PG 1763
Instrument Date	Oct 15, 2021
Instrument	2021342615
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,669.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 4TH ST N # N200, N200, SAINT PETERSBURG, FL 33704-4300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 PALM TER, BELLEAIR, FL 33756-1917

Mortgage

Document Number	0217682664
Date	Oct 19, 2021
Instrument	21768/2664

Lender

Name	BNY MELLON NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Belleair Town
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,831.00 (+52.32%) Homeowner's exemption	$1,991,058 (+46.17%) Building $1,991,058	$1,991,058 (+29.48%) Building $1,991,058
2023	$26,150.00 (+2.16%) Homeowner's exemption Widower's exemption	$1,362,194 (+3%)	$1,537,778 (+9.62%) Building $1,537,778
2022	$25,598.00 Homeowner's exemption Widower's exemption	$1,322,518	$1,402,855 Building $1,402,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	569 units insured incl. 501 condo units
Nearby Flood Claims	14 (1993–2024)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEAIR WATER PLANT serves 5,299 people · EPA ID FL6520135
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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